Ottawa County property record for 304 E 4th St, Genoa, OH 43430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,546 sqft · built 1928 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Jan 2011) |
| Tax Bill | $2,502 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 011747-2 |
| Primary APN | 011747-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 1,036 sqft |
| Upper Floors Area | 340 sqft |
| Basement Area | 340 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 408 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 011747-2 |
|---|---|
| Street Address | 304 E 4TH ST |
| City | GENOA |
| State | OH |
| Zip | 43430-1622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 1 LOTS 1 & 2 WYMAN & GREGG EXC TRI |
| Legal Subdivision | WYMAN & GREGG |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 51000 |
304 E 4th St is owned and occupied by an individual who bought it in January 2011.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 E 4TH ST, GENOA, OH 43430-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING INC |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2011 · Amount on File |
| Deed Sale | Jan 14, 2011 · Amount on File |
| Prior Sale | Sep 17, 2003 · Amount on File |
| Deed Document Number | 2011209178 |
| Deed Book / Page | 1349 / 362 |
| Prior Transfer Date | Dec 30, 2010 |
| Prior Transfer Doc | 0000209178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 304 E 4TH ST, GENOA, OH 43430-1622 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 E 4TH ST, GENOA, OH 43430-1622 |
| Document Number | 0000007977 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 2062/872 |
| Instrument | 202500007977 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 304 E 4TH ST, GENOA, OH 43430-1622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 304 E 4TH ST, GENOA, OH 43430-1622 |
| Document Number | 0000317557 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 1898/434 |
| Instrument | 2022-317557 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 304 E 4th St was $2,502 with a homeowner's exemption, down 15% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Clay Township |
| Municipality | Genoa Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,502.00 (-15.01%) | $51,146 (-) Land $15,488 Building $35,658 | |
| 2024 | $2,944.00 (+54.3%) Homeowner's exemption | $51,146 (+31.67%) Land $15,488 Building $35,658 | $146,130 Land $44,250 Building $101,880 |
| 2023 | $1,908.00 (+11.84%) Homeowner's exemption | $38,843 (+12.53%) Land $12,901 Building $25,942 | |
| 2022 | $1,706.00 Homeowner's exemption | $34,517 Land $12,901 Building $21,616 | |
| 2021 | $110,980 Land $36,860 Building $74,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 E 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 E 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA VILLAGE serves 3,110 people · EPA ID OH6201003 |
|---|---|
| Water Source | Purchased surface water from OREGON CITY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Amplex Wireless Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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