304 E 3rd St, Aroma Park, IL 60910 Property Records

Kankakee County property record for 304 E 3rd St, Aroma Park, IL 60910

Property Summary

Property Type	Single Family Home
Lot Size	0.212 acres (9,240 sqft)
Owner	Trust Name on File
Last Sale	$114,000 (Nov 2020)
Tax Bill	$3,589 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`12-17-14-338-012`

Property Details

APN / Parcel Number

Primary APN	`12-17-14-338-012`

Exterior

Lot Area	9,240 sqft (0.212 acres)

Location & Zoning

Street Address	304 E 3RD ST
City	AROMA PARK
State	IL
Zip	60910-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D B HAWORTHS EAST ADDN PT LOT B E 70' OF W 135 14-30-13W
Legal Subdivision	HAWORTHS EAST ADD
Legal Lot Number	B
Jurisdiction	KANKAKEE IL
Township / Civil Division	AROMA
Census Block Group	3
Census Block	3016
Census Tract	11300

Owner

304 E 3rd St is held in a trust since November 2020.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	720 MAIN ST NW, BOURBONNAIS, IL 60914-2311
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit MUNICIPAL TRUST AND SAVINGS BANK
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK
Nov 16, 2020	Foreclosure · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	May 12, 2016 · Amount on File
Deed Document Number	202014346
Transfer Doc	0202014346
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Recording Date	Apr 1, 2026
Property Address	304 E 3RD ST, AROMA PARK, IL 60910-1014
Document Number	0000003551
Instrument Date	Mar 31, 2026
Instrument	20263551
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	720 MAIN ST NW, BOURBONNAIS, IL 60914-2311

Mortgage

Document Number	0000003551,
Date	Apr 1, 2026
Instrument	20263551

Lender

Name	MUNICIPAL TRUST AND SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	304 E 3RD ST, AROMA PARK, IL 60910-1014
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201814074
Date	Dec 20, 2018
Instrument	201814074

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 20, 2038

Interest

Rate Type	Adjustable Rate

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	KANKAKEE IL
Recording Date	Nov 16, 2020
Property Address	304 E 3RD ST, AROMA PARK, IL 60910-1014
Document Number	0202014346
Instrument Date	Nov 12, 2020
Instrument	202014346
Transaction Type	Foreclosure
Record Updated	Sep 20, 2023
Title Company	KANKAKEE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	484 WATER TOWER RD S, MANTENO, IL 60950-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 329, AROMA PARK, IL 60910-0329

Mortgage

Document Number	0202014347
Date	Nov 16, 2020
Instrument	202014347

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Dec 30, 2019
Property Address	304 E 3RD ST, AROMA PARK, IL 60910-1014
Document Number	0201914776
Instrument Date	Dec 30, 2019
Instrument	201914776
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 275, MANTENO, IL 60950-0275

Mortgage

Document Number	0201914777
Date	Dec 30, 2019
Instrument	201914777

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 304 E 3rd St was $3,589, down 2% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aroma Park Village
County	Kankakee County
County Subdivision	Aroma Township
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,589.00 (-1.99%)	$45,569 Land $4,891 Building $40,678	$136,707 Land $14,673 Building $122,034
2024	$3,662.00
2023		$39,815 (+12.25%) Land $4,273 Building $35,542	$119,445 (+12.25%) Land $12,819 Building $106,626
2022	$3,349.00	$35,470 Land $3,807 Building $31,663	$106,410 Land $11,421 Building $94,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 E 3rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1979–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Conxxus.

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