304 E 23rd St, Yankton, SD 57078 Property Records

Yankton County property record for 304 E 23rd St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,676 sqft · built 1970
Lot Size	0.21 acres (9,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2024)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.480.001.180`

Property Details

APN / Parcel Number

Primary APN	`78.480.001.180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Unfinished Basement	1,150 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,130 sqft (0.21 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 E 23RD ST
City	YANKTON
State	SD
Zip	57078-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BLK 1 MITCHELL STEWARD 2ND ADDN
Legal Subdivision	MITCHELL STEWARD
Legal Block	1
Legal Lot Number	18
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1037
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 E 23RD ST, YANKTON, SD 57078-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE CORP
Aug 23, 2018	Deed of Trust, Mortgage SERVICES CENTER FCU
Apr 9, 2020	Deed of Trust, Mortgage EXPLORERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Nov 28, 2012 · Amount on Record
Deed Document Number	2024204809
Deed Book / Page	576 / 60
Prior Transfer Date	Jul 1, 2015
Prior Transfer Doc	000525/294
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Oct 7, 2022
Property Address	304 E 23RD ST, YANKTON, SD 57078-1409
Document Number	000567/197
Book / Page	567 / 197
Map Reference	MB S6 PG 19B
Instrument Date	Oct 6, 2022
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 OLD RIVER RD, 3109, YANKTON, SD 57078-6904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 E 23RD ST, YANKTON, SD 57078-1409

Mortgage

Document Number	0000567198
Date	Oct 7, 2022
Instrument	567/198

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	304 E 23RD ST, YANKTON, SD 57078-1409
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000541/403
Date	Aug 23, 2018
Book Page	541/403

Lender

Name	SERVICES CENTER FCU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	304 E 23RD ST, YANKTON, SD 57078-1409
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000550/216
Date	Apr 9, 2020
Book Page	550/216

Lender

Name	EXPLORERS FEDERAL CREDIT UNION
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,500 (-) Land $23,900 Building $315,600	$339,500 (+72.16%) Land $23,900 Building $315,600
2025	$4,433.00 (+30.08%)	$339,500 (+34.3%) Land $23,900 Building $315,600
2023		$252,800 Land $23,900 Building $228,900
2022	$3,408.00
2021			$197,200 Land $23,900 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 23rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures