304 E 1st Ave, Coal Valley, IL 61240 Property Records

Rock Island County property record for 304 E 1st Ave, Coal Valley, IL 61240

Property Summary

Property Type	Single Family Home
Details	2,030 sqft · built 1958
Lot Size	0.51 acres (22,158 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2022)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`17-23-201-001`

Property Details

APN / Parcel Number

Primary APN	`17-23-201-001`

Interior

Stories	1 Story
Building Area	2,030 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	22,158 sqft (0.51 acres)

Location & Zoning

Street Address	304 E 1ST AVE
City	COAL VALLEY
State	IL
Zip	61240-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV
Legal Description	LOT 1 SALERNO FIRST ADD SH 9
Legal Subdivision	SALERNO FIRST ADD
Legal Block	201
Legal Lot Number	1
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	COAL VALLEY
Census Block Group	1
Census Block	1014
Census Tract	24000

Owner

304 E 1st Ave is owned and occupied by an individual who bought it in September 2022.

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	304 W 1ST AVE, COAL VALLEY, IL 61240-9310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Mar 1, 1988 · Amount on File
Deed Document Number	202215921
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0000015921
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Sep 30, 2022
Property Address	304 E 1ST AVE, COAL VALLEY, IL 61240-9513
Document Number	0000015921
Instrument Date	Sep 28, 2022
Instrument	2022-15921
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 1ST AVE, COAL VALLEY, IL 61240-9513

Mortgage

Document Number	0000015922
Date	Sep 30, 2022
Instrument	2022-15922

Lender

Name	RIA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 28, 2020
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 304 E 1st Ave was $3,941 with a homeowner's exemption.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Coal Valley Village
County	Rock Island County
County Subdivision	Coal Valley Township
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,941.00 Homeowner's exemption	$52,619 (+6%) Land $6,633 Building $45,986	$157,857 (+6%) Land $19,899 Building $137,958
2024		$49,641 Land $6,258 Building $43,383	$148,923 Land $18,774 Building $130,149
2022	$3,380.00	$44,474 Land $5,607 Building $38,867	$133,422 Land $16,821 Building $116,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 E 1st Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	30 (1978–2019)
Claims Outside the SFHA	2 of 30
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL VALLEY serves 3,873 people · EPA ID IL1614260
Water Source	Groundwater
Last State Inspection	May 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20