304 E 197th St, Cleveland, OH 44119 Property Records

Cuyahoga County property record for 304 E 197th St, Cleveland, OH 44119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,537 sqft · built 1930
Lot Size	0.126 acres (5,490 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2026)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-09-056`

Property Details

APN / Parcel Number

Primary APN	`641-09-056`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,537 sqft Living Area
Gross Area	2,353 sqft
1st Floor Area	861 sqft
2nd Floor Area	676 sqft
Basement Area	816 sqft
Finished Basement	408 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,490 sqft (0.126 acres)
Lot Dimensions	122 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	304 E 197TH ST
City	CLEVELAND
State	OH
Zip	44119-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	17-21 K&L RESUB 0179 ALL
Legal Subdivision	K&L RESUB
Legal Lot Number	179
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	4
Census Block	4002
Census Tract	152102

Owner

304 E 197th St is owned by an individual who bought it in March 2026.

Source: Cuyahoga County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	8320 WARD PKWY, KANSAS CITY, MO 64114-2027
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB
Mar 16, 2026	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Mar 19, 2012 · Amount on File
Deed Document Number	20260316341
Prior Transfer Date	Sep 6, 1983
Prior Transfer Doc	0272000933
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	304 E 197TH ST, EUCLID, OH 44119-1122
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 197TH ST, EUCLID, OH 44119-1122

Mortgage

Document Number	0000000150
Date	Oct 11, 2023
Instrument	202310110150

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 16, 2026
Property Address	304 E 197TH ST, EUCLID, OH 44119-1122
Document Number	0000000341
Map Reference	VOL 76 PG 11
Instrument Date	Mar 16, 2026
Instrument	202603160341
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8320 WARD PKWY, KANSAS CITY, MO 64114-2027

Mortgage

Document Number	0000000342
Date	Mar 16, 2026
Instrument	202603160342

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	304 E 197TH ST, EUCLID, OH 44119-1122
Document Number	0011210397
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 197TH ST EUCLID OH 441191122, EUCLID, OH 44119-1122

Mortgage

Document Number	0011210397
Date	Nov 21, 2019
Instrument	11210397

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 304 E 197th St was $3,612, up 2.1% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00 (+2.09%)	$53,515 (-0.01%) Land $9,520 Building $43,995	$152,900 (-) Land $27,200 Building $125,700
2024	$3,538.00 (+9.06%)	$53,520 (+44.65%) Land $9,520 Building $44,000	$152,900 Land $27,200 Building $125,700
2023	$3,244.00 (-2.58%)	$37,000 (-) Land $6,830 Building $30,170
2022	$3,330.00	$37,000 Land $6,830 Building $30,170
2021			$105,700 Land $19,500 Building $86,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 E 197th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 E 197th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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