304 E 13th St, Vinton, IA 52349 Property Records

Benton County property record for 304 E 13th St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,512 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2024)
Tax Bill	$3,430 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2018 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`24053600`

Property Details

APN / Parcel Number

Primary APN	`24053600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	900 sqft
Unfinished Basement	276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 E 13TH ST
City	VINTON
State	IA
Zip	52349-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 4 RDS S OF SE COR LOT 8 BLK 45 TILFORDS 2ND ADD TO SO VINTON S 8RDS
Legal Range	10W
Legal Township	85N
Legal Section	21
Legal Subdivision	TILFORDS 2ND
Legal Block	45
Legal Lot Number	8
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	3
Census Block	3090
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 E 13TH ST, VINTON, IA 52349-1856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit CEDAR VALLEY BANK & TRUST
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jan 10, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage VERIDIAN CREDIT UNION
Nov 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	20243730
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	304 E 13TH ST, VINTON, IA 52349-1843
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222681
Date	Jun 10, 2022
Instrument	22-2681

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2027

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	304 E 13TH ST, VINTON, IA 52349-1843
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000002618
Date	Nov 20, 2018
Book Page	0000000018/0000002618
Instrument	0000018-2618

Lender

Name	CEDAR VALLEY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	2 Months
Due	Jan 1, 2019

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	304 E 13TH ST, VINTON, IA 52349-1843
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205161
Date	Nov 17, 2020
Instrument	20-5161

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2025

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jan 10, 2020
Property Address	304 E 13TH ST, VINTON, IA 52349-1843
Document Number	0000200135
Instrument Date	Jan 6, 2020
Instrument	20-0135
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 13TH ST, VINTON, IA 52349-1843
Investor	Possibly a Property Investor

Mortgage

Document Number	0000200136
Date	Jan 10, 2020
Instrument	20-0136

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Nov 20, 2018
Property Address	304 E 13TH ST, VINTON, IA 52349-1843
Document Number	00018/2617
Book / Page	18 / 2617
Instrument Date	Nov 19, 2018
Instrument	0000018-2617
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 58TH STREET DR, VINTON, IA 52349-9403

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,430.00 (+5.09%)	$227,900 (-) Land $23,100 Building $204,800	$227,900 (-) Land $23,100 Building $204,800
2025		$227,900 (+10.31%) Land $23,100 Building $204,800	$227,900 (+10.31%) Land $23,100 Building $204,800
2024	$3,264.00 (-2.1%)
2023		$206,600 (+23.56%) Land $22,700 Building $183,900	$206,600 (+23.56%) Land $22,700 Building $183,900
2022	$3,334.00 Homeowner's exemption	$167,200 Land $18,200 Building $149,000
2021			$167,200 Land $18,200 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2008–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, USA Communications.

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