304 E 12th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 304 E 12th Ave, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 840 sqft · built 1930
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Mar 2026)
Tax Bill	$341 (2025)
Deeds & Mortgages	May 2011 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039A-08-030`

Property Details

APN / Parcel Number

Primary APN	`039A-08-030`
Alternative APNs	`S0031353` `377726`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	50 ft deep x 55 ft wide
Driveway	Gravel Driveway
Porch	Slab
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 E 12TH AVE
City	BOWLING GREEN
State	KY
Zip	42101-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1006
Census Tract	10100

Owner

Source: Warren County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	714 EASTWOOD ST, BOWLING GREEN, KY 42103-1604
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 23, 2011	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK OF OWENSBORO, INC.
Mar 31, 2026	Deed, Transfer · Non-Conforming Investor Loan INDEPENDENCE BANK OF KENTUCKY
Jun 23, 2021	Deed, Transfer
Mar 25, 2020	Quit Claim Deed, Transfer AMERICAN BANK & TRUST COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	20262159701
Deed Book / Page	1341 / 11
Record Updated	Jun 8, 2026

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	304 E 12TH AVE, BOWLING GREEN, KY 42101-2623
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 H MURRAY RD, BOWLING GREEN, KY 42104-8785

Mortgage

Document Number	002195/859
Date	May 23, 2011
Book Page	2195/859
Instrument	764835

Lender

Name	FIRST SECURITY BANK OF OWENSBORO, INC.
Type	Bank
Address	1018 CHESTNUT ST, BOWLING GREEN, KY 42101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 20, 2016

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Mar 31, 2026
Property Address	304 E 12TH AVE, BOWLING GREEN, KY 42101-2623
Document Number	00D1341/11
Book / Page	D1341 / 11
Instrument Date	Mar 31, 2026
Instrument	2159701
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 LAKEMERE AVE, BOWLING GREEN, KY 42103-6010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	714 EASTWOOD ST, BOWLING GREEN, KY 42103-1604

Mortgage

Document Number	0002159702
Date	Mar 31, 2026
Instrument	2159702

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2031

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 23, 2021
Property Address	304 E 12TH AVE, BOWLING GREEN, KY 42101-2623
Document Number	00D1234/75
Book / Page	D1234 / 75
Instrument Date	Jun 22, 2021
Instrument	1196083
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2717 UTAH DR, BOWLING GREEN, KY 42104-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 LAKEMERE AVE, BOWLING GREEN, KY 42103-6010

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN KY
Recording Date	Mar 25, 2020
Property Address	304 E 12TH AVE, BOWLING GREEN, KY 42101-2623
Document Number	0D1203/266
Book / Page	D1203 / 266
Instrument Date	Mar 18, 2020
Instrument	1135074
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2717 UTAH DR, BOWLING GREEN, KY 42104-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2717 UTAH DR, BOWLING GREEN, KY 42104-4305

Mortgage

Document Number	0001135075
Date	Mar 25, 2020
Instrument	1135075

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2030

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$341.00 (+1.79%)	$106,600 (+6.6%)	$106,600 (+6.6%)
2023	$335.00	$100,000	$100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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