Norfolk City property record for 304 Dune St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,231 sqft · built 2010 |
| Lot Size | 0.115 acres (5,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Mar 2024) |
| Tax Bill | $5,380 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2022 Refinance |
| APN | 00911430 |
| Primary APN | 00911430 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,014 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 304 DUNE ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | PARCEL B, BLK 17 |
| Legal Subdivision | ALBEMARLE |
| Legal Block | 17 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 700 |
304 Dune St is owned and occupied by two individuals who bought it in March 2024.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 DUNE ST, NORFOLK, VA 23503-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2024 | Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE LLC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on File |
| Deed Sale | Mar 7, 2024 · Amount on File |
| Prior Sale | Mar 1, 2010 · Amount on File |
| Deed Document Number | 20243572 |
| Prior Transfer Date | Feb 26, 2010 |
| Prior Transfer Doc | 0000004136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Mar 7, 2024 |
| Property Address | 304 DUNE ST, NORFOLK, VA 23503-5209 |
| Document Number | 0240003572 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 240003572 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | GOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 DUNE ST, NORFOLK, VA 23503-5209 |
| Document Number | 0240003573 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 240003573 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 304 DUNE ST, NORFOLK, VA 23503-5209 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0220007545 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 220007545 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
The 2026 property tax bill for 304 Dune St was $5,380, up 5.8% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,380.00 (+5.84%) | $430,400 (+4.14%) Land $76,400 Building $354,000 | $430,400 (+4.14%) Land $76,400 Building $354,000 |
| 2025 | $5,083.00 | $413,300 Land $76,400 Building $336,900 | $413,300 Land $76,400 Building $336,900 |
| 2023 | $4,630.00 | $370,400 Land $76,400 Building $294,000 | $370,400 Land $76,400 Building $294,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 304 Dune St; there have been 25 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 54 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 units insured incl. 40 condo units |
| Nearby Flood Claims | 25 (1998–2020) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Dune St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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