304 Cutler Ct, Joppa, MD 21085 Property Records

Harford County property record for 304 Cutler Ct, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,844 sqft · built 1966
Lot Size0.289 acres (12,610 sqft)
OwnerTrust Name on Record
Tax Bill$2,991 (2026)
Deeds & MortgagesOct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN01-136089

Property Details

APN / Parcel Number

Primary APN01-136089
Alternative APNs
  • 1136089
  • 136089

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,844 sqft Total Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,610 sqft (0.289 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area112 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number136089
Street Address304 CUTLER CT
CityJOPPA
StateMD
Zip21085-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 23 BK 64 12610 SF 304 CUTLER COURT JOPPATOWNE S6 PT 17/100
Legal SubdivisionJOPPATOWNE
Legal Block64
Legal Lot Number23
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1002
Census Tract301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address304 CUTLER CT, JOPPA, MD 21085-4311
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 27, 2023
Transfer Doc0160510428
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateOct 4, 2023
Property Address304 CUTLER CT, JOPPA, MD 21085-4311
Document Number0160510428
Book / Page16051 / 428
Map ReferenceMB GRG 17 FO 100
Instrument DateSep 27, 2023
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address304 CUTLER CT, JOPPA, MD 21085-4311

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,991.00 (+11.23%) Homeowner's exemption$274,467 (+5.31%)$288,300 (-) Land $69,600 Building $218,700
2025$2,689.00 (+9.76%) Homeowner's exemption$260,633 (+10.48%)$288,300 (+16.82%) Land $69,600 Building $218,700
2023$235,900$246,800 Land $69,600 Building $177,200
2022$2,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cutler Ct

Nearby Streets

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