304 Craig Rd, Edgerton, WI 53534 Property Records

Dane County property record for 304 Craig Rd, Edgerton, WI 53534

Property Summary

Property Type	Rural Home
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$241,000 (Feb 2023)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0512-114-9720-9`

Property Details

APN / Parcel Number

Primary APN	`0512-114-9720-9`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	304 CRAIG RD
City	EDGERTON
State	WI
Zip	53534-9349
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RM-8
Legal Description	LOT 1 CSM 3685 CS15/104-4/27/81 DESCR AS PRT LOT 1 CSM 2322 SEC 11-5-12 PRT SE1/ 4SE1/4 10 ACRES INCL RD R/W
Legal Range	12
Legal Township	05
Legal Section	11
Legal Block	97
Legal Lot Number	1
Jurisdiction	DANE WI
Township / Civil Division	ALBION
Census Block Group	3
Census Block	3019
Census Tract	12100

Owner

304 Craig Rd, a rural home, is owned and occupied by an individual who bought it in February 2023.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	304 CRAIG RD, EDGERTON, WI 53534-9349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Construction Mortgage SETTLERS BANK
Sep 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage SETTLERS BEST CU
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SETTLERS BANK
Sep 20, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on File
Deed Sale	Feb 17, 2023 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Deed Document Number	5886820
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	304 CRAIG RD, EDGERTON, WI 53534-9349
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005890343
Date	Mar 10, 2023
Instrument	5890343

Lender

Name	SETTLERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2024

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	304 CRAIG RD, EDGERTON, WI 53534-9349
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005983115
Date	Sep 3, 2024
Instrument	5983115

Lender

Name	SETTLERS BEST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Feb 17, 2023
Property Address	304 CRAIG RD, EDGERTON, WI 53534-9349
Document Number	0005886820
Map Reference	MAP3685 MB15 PG104
Instrument Date	Feb 10, 2023
Instrument	5886820
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 N MADISON ST, STOUGHTON, WI 53589-1369

Mortgage

Document Number	0005886821
Date	Feb 17, 2023
Instrument	5886821

Lender

Name	SETTLERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.38%
Max Rate At Change	8.38%
Index	Other
Max Rate	11.3%

Mortgage

Document Number	0005886822
Date	Feb 17, 2023
Instrument	5886822

Lender

Name	SETTLERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	10.5%
Index	Other
Max Rate	13.5%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Sep 20, 2021
Property Address	304 CRAIG RD, EDGERTON, WI 53534-9349
Document Number	0005772293
Map Reference	MAP3685 MB15 PG104
Instrument Date	Sep 18, 2021
Instrument	5772293
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4884 MONARCH DR, MILTON, WI 53563-8464

Tax Assessment & Valuation

The 2025 property tax bill for 304 Craig Rd was $3,149.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
County Subdivision	Albion Town
Unified School District	Edgerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,149.00	$250,100 Land $86,200 Building $163,900
2023		$199,800 Land $55,500 Building $144,300
2022	$2,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 304 Craig Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	29 (1979–2008)
Claims Outside the SFHA	4 of 29
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2008 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Craig Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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