304 Cottage Dr, Natchez, MS 39120 Property Records

Adams County property record for 304 Cottage Dr, Natchez, MS 39120

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,295 sqft · built 1962
Lot Size0.278 acres (12,127 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Sep 2008)
Tax Bill$930 (2025)
Flood ZoneZone X (minimal risk)
APN0187A0001 0010

Property Details

APN / Parcel Number

Primary APN0187A0001 0010
Alternative APNs
  • 001488
  • 1488

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,295 sqft Living Area
1st Floor Area1,295 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,127 sqft (0.278 acres)
Lot Dimensions139 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1488
Street Address304 COTTAGE DR
CityNATCHEZ
StateMS
Zip39120-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH&L#27B 1ST ADDN COTTAGE HOME S/D MAP#40-101-41
Legal Range02W
Legal Township07N
Legal SubdivisionCOTTAGE HOME S/D
Legal Lot Number27
JurisdictionADAMS MS
Township / Civil Division4
Census Block Group2
Census Block2005
Census Tract500

Owner

304 Cottage Dr is owned and occupied by an individual who bought it in September 2008.

Source: Adams County records, as of March 9, 2026

Owner of RecordIndividual Name on File
Mailing Address304 COTTAGE DR, NATCHEZ, MS 39120-2112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2008 · Amount on File
Deed SaleSep 10, 2008 · Amount on File
Deed Document Number000024K584
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 304 Cottage Dr was $930 with a homeowner's exemption, up 31.4% from the year before.

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$930.00 (+31.36%) Homeowner's exemption$10,044 (+26.28%)$100,440 (+26.28%) Land $9,670 Building $90,770
2024$708.00 (+0.85%) Homeowner's exemption$7,954 (-)$79,540 (-) Land $9,670 Building $69,870
2023$702.00 (+11.61%) Homeowner's exemption Disabled Person's exemption$7,954 (-) Land $967 Building $6,987$79,540 Land $9,670 Building $69,870
2022$629.00 Homeowner's exemption$7,954
2021$79,540 Land $9,670 Building $69,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Cottage Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims9 (1979–1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Cottage Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS CO W/A #4-KAISER LAKE
public/private · serves 8,078 people · EPA ID MS0010015
Water SourceGroundwater
Last State InspectionJan 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: C Spire Wireless.

Nearby Properties on Cottage Dr

Nearby Streets

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