St. Charles County property record for 304 Copper Tree Ct, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,243 sqft · built 2001 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,500 (Aug 2006) |
| Tax Bill | $5,712 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T001700456 |
| Primary APN | T001700456 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,243 sqft Living Area |
| Gross Area | 5,091 sqft |
| 1st Floor Area | 1,835 sqft |
| Basement Area | 1,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T001700456 |
|---|---|
| Street Address | 304 COPPER TREE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON HILL VLG LOT 236 |
| Legal Subdivision | PERSIMMON HILL VLG |
| Legal Lot Number | 236 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T001700456
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 14, 2024 | Deed of Trust, Mortgage ALAN P BENES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2006 · Amount on Record |
| Deed Sale | Aug 02, 2006 · Amount on Record |
| Prior Sale | Jun 08, 2006 · Amount on Record |
| Deed Document Number | 2006654770 |
| Deed Book / Page | 4544 / 1161 |
| Prior Transfer Date | May 16, 2006 |
| Prior Transfer Doc | 0044960932 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 304 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Document Number | 0000052826 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025R-052826 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 304 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 304 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Document Number | 0000009424 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024R-009424 |
| Name | ALAN P BENES |
|---|---|
| Type | Private Party |
| Address | 754 KRAFFEL LN, TOWN AND COUNTRY, MO 63017 |
| Amount | Amount Recorded |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,712.00 (+5.6%) | $86,086 (+8.75%) | $453,082 (+8.75%) Land $80,000 Building $373,082 |
| 2024 | $5,409.00 | ||
| 2023 | $79,163 | ||
| 2022 | $416,645 Land $65,000 Building $351,645 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111531, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (2006–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008, river or lake flooding, Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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