304 Congress St, Millinocket, ME 04462 Property Records

Penobscot County and Millinocket Town property record for 304 Congress St, Millinocket, ME 04462

Property Summary

Property Type	Bank, Financial Building
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (May 2022)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2022 Sale + 1 more
APN	`MLNK M:U05 L:085`

Property Details

APN / Parcel Number

Primary APN	`MLNK M:U05 L:085`
Alternative APN	`1094`

Exterior

Architectural Style	Multi-Family
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	1094
Street Address	304 CONGRESS ST
City	MILLINOCKET
State	ME
Zip	04462-1514
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	R1
Legal Subdivision	GREAT NORTHERN PAPER CO
Legal Lot Number	85
Jurisdiction	MILLINOCKET ME
Township / Civil Division	MILLINOCKET
Census Block Group	4
Census Block	4031
Census Tract	30000

Owner

Source: Penobscot County and Millinocket Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1162, BANGOR, ME 04402-1162
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage KATAHDIN FCU
May 2, 2022	Warranty Deed, Transfer
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Aug 3, 2017
Deed Document Number	202211654
Deed Book / Page	16465 / 50
Transfer Doc	09979-0313
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLINOCKET ME
Property Address	304 CONGRESS ST, MILLINOCKET, ME 04462-1514
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146360247
Date	Oct 13, 2017
Book Page	14636/0247
Instrument	000000031776

Lender

Name	KATAHDIN FCU

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2027

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLINOCKET ME
Recording Date	May 2, 2022
Property Address	304 CONGRESS ST, MILLINOCKET, ME 04462-1514
Document Number	0164650050
Book / Page	16465 / 50
Instrument Date	Apr 28, 2022
Instrument	11654
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 930, BANGOR, ME 04402-0930

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLINOCKET ME
Recording Date	Aug 3, 2017
Property Address	304 CONGRESS ST, MILLINOCKET, ME 04462-1514
Document Number	0145680141
Book / Page	014568 / 000141
Instrument Date	Jul 28, 2017
Instrument	23749
Transaction Type	Transfer
Record Updated	Aug 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 CONGRESS ST MILLINOCKET ME 044621514, MILLINOCKET, ME 04462-1514

Tax Assessment & Valuation

Source: Penobscot County and Millinocket Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Millinocket Town
Unified School District	Millinocket (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,186.00 (-0.22%)	$138,500 (+19.71%) Land $10,200 Building $128,300
2024	$3,193.00 (+39.8%)	$115,700 (+42.84%) Land $5,100 Building $110,600
2023	$2,284.00 (+7.08%)	$81,000 (+12.03%) Land $5,100 Building $75,900
2022	$2,133.00	$72,300 Land $5,100 Building $67,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY MILLINOCKET DIVISION private · serves 5,400 people · EPA ID ME0090990
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Outer Reach Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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