Polk County property record for 304 Columbo St, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,060 sqft · built 2014 |
| Lot Size | 0.574 acres (24,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,400 (Nov 2014) |
| Tax Bill | $1,835 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691005-000480 |
| Primary APN | 26-29-28-691005-000480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Living Area |
| Gross Area | 3,480 sqft |
| 1st Floor Area | 1,320 sqft |
| Upper Floors Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,995 sqft (0.574 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 374 sqft |
| Street Address | 304 COLUMBO ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE II UNIT II PB 137 PGS 3 & 4 LOT 48 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE II UNIT II |
| Legal Phase | II |
| Legal Tract | 691005 |
| Legal Block | 4 |
| Legal Lot Number | 48 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
304 Columbo St is owned and occupied by two individuals who bought it in November 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2014 · Amount on File |
| Deed Sale | Nov 25, 2014 · Amount on File |
| Prior Sale | Jul 2, 2009 · Amount on File |
| Deed Document Number | 2014200271 |
| Deed Book / Page | 9392 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 304 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 304 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0000071392 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 13932/405 |
| Instrument | 2026071392 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 14, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 304 Columbo St was $1,835 with a homeowner's exemption, down 24.9% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,061 (+2.7%) | $322,988 (-1.79%) Land $16,875 Building $306,113 | |
| 2025 | $1,835.00 (-24.95%) Homeowner's exemption | $182,143 | $328,881 Land $16,875 Building $312,006 |
| 2024 | $2,445.00 (+7.85%) | ||
| 2023 | $2,267.00 (+3.99%) Homeowner's exemption | $171,854 (+3%) | $333,880 (+27.93%) Land $12,675 Building $321,205 |
| 2022 | $2,180.00 Homeowner's exemption | $166,849 | $260,988 Land $10,701 Building $250,287 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Columbo St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Columbo St is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures