Hawkins County property record for 304 Cloverleaf Ct, Mount Carmel, TN 37645
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,250 sqft · built 1980 |
| Lot Size | 196 acres (8,537,760 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $115,000 (May 1991) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037022H A 05700 |
| Primary APN | 037022H A 05700 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| Basement Area | 2,250 sqft |
| Unfinished Basement | 2,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,537,760 sqft (196 acres) |
| Garage Type | Mixed |
| Garage Area | 2,172 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 597 sqft |
| Deck Area | 216 sqft |
| Patio Area | 866 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 CLOVERLEAF CT |
|---|---|
| City | MT CARMEL |
| State | TN |
| Zip | 37645-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07 WESTERLY 1/2 OF LOT 58, COUNTY AREA: U01 |
| Legal Subdivision | SEVEN OAKS |
| Legal Lot Number | 57 |
| Jurisdiction | HAWKINS TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50602 |
The current owner of 304 Cloverleaf Ct bought it in May 1991.
Source: Hawkins County records, as of January 26, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 304 CLOVERLEAF CT, MT CARMEL, TN 37645-3709 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU |
| Jan 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 1991 · Amount on File |
| Deed Sale | May 10, 1991 · Amount on File |
| Deed Document Number | 0000338733 |
| Deed Book / Page | 338 / 733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWKINS TN |
| Property Address | 304 CLOVERLEAF CT, MT CARMEL, TN 37645-3709 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0RB1485693 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 1485/693 |
| Instrument | 22008204 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | KINGSPORT, TN 37660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWKINS TN |
| Property Address | 304 CLOVERLEAF CT, MT CARMEL, TN 37645-3709 |
| Document Number | RB1261211 |
| Book / Page | 001261 / 000211 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 CLOVERLEAF CT MOUNT CARMEL TN 376453709, MOUNT CARMEL, TN 37645-3709 |
| Document Number | RB1261211 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 001261/000211 |
| Instrument | 441 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | KINGSPORT, TN 37660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 25, 2028 |
Source: Hawkins County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hawkins County |
| Municipality | Mount Carmel Town |
| Unified School District | Hawkins County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $80,550 Land $6,850 Building $73,700 | |
| 2023 | $80,550 Land $6,850 Building $73,700 | |
| 2021 | $322,200 Land $27,400 Building $294,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Cloverleaf Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Cloverleaf Ct is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures