Crawford County property record for 304 Chestnut St, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,734 sqft · built 1900 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,384 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-120-002-003-00 |
| Primary APN | 070-120-002-003-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 5 Stories |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 1,062 sqft |
| Unfinished Basement | 1,062 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 304 CHESTNUT ST |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 3, BLOCK 2, O. M. BARNES ADDITION TO THE VILLAGE (NOW CITY) OF GRAYLING |
| Legal Subdivision | O. M. BARNES ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 960200 |
304 Chestnut St is owned by a company that acquired it in January 2006.
Source: Crawford County records, as of June 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 124, GRAYLING, MI 49738-0124 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Jan 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2006 |
| Deed Sale | Jan 23, 2006 |
| Prior Sale | Jun 9, 2000 · Amount on File |
| Deed Book / Page | 679 / 592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 304 CHESTNUT ST, GRAYLING, MI 49738-1606 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 CHESTNUT ST, GRAYLING, MI 49738-1606 |
| Document Number | 0000000831/0000000797 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 0000000831/0000000797 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Jan 21, 2022 |
| Property Address | 304 CHESTNUT ST, GRAYLING, MI 49738-1606 |
| Document Number | 000773/289 |
| Book / Page | 773 / 289 |
| Instrument Date | Jan 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 CHESTNUT ST, GRAYLING, MI 49738-1606 |
| Document Number | 0000000773/0000000291 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 0000000773/0000000291 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 304 Chestnut St was $2,384.
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| Municipality | Grayling City |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,800 Land $50,800 | $101,600 Land $101,600 | |
| 2025 | $2,384.00 | ||
| 2023 | $36,600 Land $36,600 | $73,200 Land $73,200 | |
| 2022 | $1,410.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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