304 Chestnut St, Elmer, NJ 08318 Property Records

Salem County and Elmer Borough property record for 304 Chestnut St, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1850
Lot Size	0.493 acres (21,475 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2022)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00011-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00011-0000-00006`
Alternative APN	`030001100006`

Interior

Stories	2 Stories
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Construction Type	Frame
Lot Area	21,475 sqft (0.493 acres)
Lot Dimensions	472 ft deep x 5 ft wide

Location & Zoning

Street Address	304 CHESTNUT ST
City	ELMER
State	NJ
Zip	08318-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	11
Legal Lot Number	6
Jurisdiction	SALEM NJ
Township / Civil Division	ELMER
Census Block Group	1
Census Block	1007
Census Tract	21000

Owner

Source: Salem County and Elmer Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 CHESTNUT ST, ELMER, NJ 08318-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Aug 10, 1989
Deed Document Number	20223706
Deed Book / Page	4626 / 1314
Record Updated	Sep 20, 2026

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SALEM NJ
Recording Date	Mar 30, 2022
Property Address	304 CHESTNUT ST, ELMER, NJ 08318-2115
Document Number	0046261314
Book / Page	4626 / 1314
Instrument Date	Mar 25, 2022
Instrument	2022003706
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	WEST JERSEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 JEFFERSON RD, 232, ELMER, NJ 08318-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CHESTNUT ST, ELMER, NJ 08318-2115

Mortgage

Document Number	2022003707
Date	Mar 30, 2022
Instrument	2022003707

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Salem County and Elmer Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Elmer Borough
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,200 (-) Land $23,300 Building $83,900	$107,200 (-) Land $23,300 Building $83,900
2025	$4,397.00 (+0.21%)	$107,200 (-) Land $23,300 Building $83,900	$107,200 (-) Land $23,300 Building $83,900
2024	$4,388.00 (+6.25%)
2023		$107,200 Land $23,300 Building $83,900	$107,200 Land $23,300 Building $83,900
2022	$4,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMER BORO W DEPT serves 1,385 people · EPA ID NJ1702001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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