304 Chatham Rd, Augusta, GA 30907 Property Records

Augusta-Richmond County Consolidated Government property record for 304 Chatham Rd, Augusta, GA 30907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,063 sqft · built 1971
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,403 (2026)
Deeds & Mortgages	May 2024 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-2-026-00-0`

Property Details

APN / Parcel Number

Primary APN	`016-2-026-00-0`
Alternative APNs	`10173` `4655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,063 sqft Gross Area
1st Floor Area	1,662 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	413 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 CHATHAM RD
City	AUGUSTA
State	GA
Zip	30907-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	MONTCLAIR (00200) 002-Q
Legal Subdivision	MONTCLAIR
Legal Block	Q
Legal Lot Number	2
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2015
Census Tract	10105

Owner

304 Chatham Rd is owned by two individuals who acquired it in September 2013.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1025 BROOKWOOD DR, AUGUSTA, GA 30909-2303
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE
Jul 17, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 1995
Deed Sale	Jun 28, 1995
Prior Sale	Jun 22, 1995 · Amount on File
Deed Book / Page	494 / 1168
Last Transfer Date	Sep 19, 2013
Transfer Doc	0014151837
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	304 CHATHAM RD, AUGUSTA, GA 30907-3710
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CHATHAM RD, AUGUSTA, GA 30907-3710

Mortgage

Document Number	0019270000001057
Date	May 24, 2024
Book Page	0000001927/0000001057

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	304 CHATHAM RD, AUGUSTA, GA 30907-3710
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CHATHAM RD, AUGUSTA, GA 30907-3710

Mortgage

Document Number	0018700000002071
Date	Dec 29, 2022
Book Page	0000001870/0000002071
Instrument	2022048306

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Jul 17, 2020
Property Address	304 CHATHAM RD, AUGUSTA, GA 30907-3710
Document Number	0017341312
Book / Page	001734 / 001312
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CHATHAM RD AUGUSTA GA 309073710, AUGUSTA, GA 30907-3710

Tax Assessment & Valuation

The 2026 property tax bill for 304 Chatham Rd was $3,403, up 2.4% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,403.00 (+2.41%)
2025	$3,323.00	$108,068 Land $13,200 Building $94,868	$270,170 Land $33,000 Building $237,170
2023	$2,906.00 (+25.8%)	$102,900 (+44.11%) Land $13,200 Building $89,700	$257,250 (+44.11%) Land $33,000 Building $224,250
2022	$2,310.00	$71,404 Land $13,200 Building $58,204	$178,509 Land $33,000 Building $145,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Chatham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	39 (1990–2024)
Claims Outside the SFHA	2 of 39
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Severe Storms & Flooding, Oct 1990 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Chatham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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