Newton County property record for 304 Charles St, Diamond, MO 64840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,040 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $498 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-25040-525 |
| Primary APN | 15-25040-525 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 88 ft wide |
| Shed | 1 Shed |
| Shed Area | 376 sqft |
| Heating System | Gravity Furnace |
|---|
| Street Address | 304 CHARLES ST |
|---|---|
| City | DIAMOND |
| State | MO |
| Zip | 64840-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARAWAY COTTAGE HOME: BEG 264 N & 90 E SW COR E 125 S 88 W 125 N 88 TO POB |
| Legal Range | 31W |
| Legal Township | 26N |
| Legal Section | 03 |
| Legal Subdivision | CARAWAY COTTAGE HOME |
| Jurisdiction | NEWTON MO |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20402 |
304 Charles St is owned and occupied by two individuals who acquired it in April 2022.
Source: Newton County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 CHARLES ST, DIAMOND, MO 64840-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2022 |
| Transfer Doc | 0000002945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MO |
| Property Address | 304 CHARLES ST, DIAMOND, MO 64840-7231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 304 CHARLES ST, DIAMOND, MO 64840-7231 |
| Document Number | 00372/6735 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 372/6735 |
| Instrument | 202306812 |
| Name | SOUTHWEST MISSOURI BANK |
|---|---|
| Type | Bank |
| Address | CARTHAGE, MO 64836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Newton County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Newton County |
| Municipality | Diamond Town |
| Unified School District | Diamond R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,850 | $41,300 Land $5,000 Building $36,300 | |
| 2024 | $498.00 (+8.03%) | ||
| 2023 | $461.00 | $7,890 Land $951 Building $6,939 | $41,500 Land $5,000 Building $36,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIAMOND PWS serves 926 people · EPA ID MO5010217 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Granby Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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