304 Champlain Dr, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 304 Champlain Dr, Villas, NJ 08251

Property Summary

Property TypeSingle Family Home
Details1,258 sqft · built 2004
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (May 2020)
Tax Bill$4,728 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
APN05-00494-50-00014

Property Details

APN / Parcel Number

Primary APN05-00494-50-00014
Alternative APN
  • 0500494005000014

Interior

Stories1 Story
Building Area1,258 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCape Cod
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address304 CHAMPLAIN DR
CityVILLAS
StateNJ
Zip08251-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal SubdivisionLAKE VILLAGE SEC 02
Legal Block494
Legal Lot Number14
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group4
Census Block4032
Census Tract21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 CHAMPLAIN DR, VILLAS, NJ 08251-1228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleDec 3, 2004 · Amount on Record
Deed Document Number202014697
Deed Book / Page3913 / 719
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateMay 19, 2020
Property Address304 CHAMPLAIN DR, VILLAS, NJ 08251-1228
Document Number0039130719
Book / Page003913 / 000719
Instrument DateMay 8, 2020
Instrument14697
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanySHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address304 CHAMPLAIN DR VILLAS NJ 082511228, VILLAS, NJ 08251-1228

Mortgage

Document Number61880246
DateMay 19, 2020
Book Page006188/000246
Instrument14698
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,600 (-) Land $115,000 Building $118,600$233,600 (-) Land $115,000 Building $118,600
2025$233,600 (-) Land $115,000 Building $118,600$233,600 (-) Land $115,000 Building $118,600
2024$4,728.00 (+4.72%)
2023$233,600 Land $115,000 Building $118,600$233,600 Land $115,000 Building $118,600
2022$4,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims5 (1992–2018)
Claims Outside the SFHA1 of 5
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Champlain Dr

Nearby Streets

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