304 Central Park Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 304 Central Park Pl, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,175 sqft · built 2002
Lot Size0.008 acres (358 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Oct 2022)
Tax Bill$9,132 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-02306-0000-00002-0000-C0304

Property Details

APN / Parcel Number

Primary APN48-02306-0000-00002-0000-C0304
Alternative APN
  • 4802306000000002C0304

Interior

Building Area1,175 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Lot Area358 sqft (0.008 acres)

Location & Zoning

Street Address304 CENTRAL PARK PL
CityRAMSEY
StateNJ
Zip07446-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCENTRAL PK/RAMSEY
Legal Block2306
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2010
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02306-0000-00002-0000-C0304

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 CENTRAL PARK PL, RAMSEY, NJ 07446-1832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2022 · Amount on Record
Deed SaleOct 26, 2022 · Amount on Record
Prior SaleOct 14, 2003 · Amount on Record
Deed Document Number2022103265
Deed Book / Page4846 / 63
Record UpdatedSep 20, 2026

October 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateOct 26, 2022
Property Address304 CENTRAL PARK PL, RAMSEY, NJ 07446-1832
Document Number0048460063
Book / Page4846 / 63
Instrument DateAug 29, 2022
Instrument2022103265
Transaction TypeTransfer
Record UpdatedDec 02, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,407.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37 OXFORD FURNACE RD, 37, LYNCHBURG, VA 24504-4399

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 CENTRAL PARK PL, RAMSEY, NJ 07446-1832

Mortgage

Document Number2022103266
DateOct 26, 2022
Instrument2022103266
Lender
NameCOLUMBIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$443,200 (-0.07%) Land $193,500 Building $249,700$443,200 (-0.07%) Land $193,500 Building $249,700
2025$9,132.00 (-2.23%)$443,500 (+33.99%) Land $193,500 Building $250,000$443,500 (+33.99%) Land $193,500 Building $250,000
2024$9,340.00 (+7.58%)
2023$331,000 Land $171,000 Building $160,000$331,000 Land $171,000 Building $160,000
2022$8,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1984, tidal / storm surge

Wildfire

Wildfire RiskLow
above 3% of the US · above 8% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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