304 Central Ave, Norwich, CT 06360 Property Records

Norwich City property record for 304 Central Ave, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1895
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2025)
Tax Bill	$5,949 (2026)
Deeds & Mortgages	Jun 2024 Refinance Jun 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:87 B:2 L:84`

Property Details

APN / Parcel Number

Primary APN	`NORW M:87 B:2 L:84`
Alternative APNs	`NWCH M:87 B:2 L:84` `0091210001` `91210001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,072 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	91210001
Street Address	304 CENTRAL AVE
City	NORWICH
State	CT
Zip	06360-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	2
Legal Lot Number	84
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4025
Census Tract	696401

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 CENTRAL AVE, NORWICH, CT 06360-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHEASTERN CT PROPE
Jun 30, 2025	Warranty Deed, Transfer
May 8, 2023	Conservator's Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDER LLC
Apr 3, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	20252567
Deed Book / Page	3575 / 272
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	00003415-8
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	304 CENTRAL AVE, NORWICH, CT 06360-3827
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003508-187
Date	Jun 17, 2024
Book Page	3508/187
Instrument	2024002230

Lender

Name	SOUTHEASTERN CT PROPE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jun 30, 2025
Property Address	304 CENTRAL AVE, NORWICH, CT 06360-3827
Document Number	003575-272
Book / Page	3575 / 272
Instrument Date	Jun 27, 2025
Instrument	2025002567
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	NORWICH CT
Recording Date	May 8, 2023
Property Address	304 CENTRAL AVE, NORWICH, CT 06360-3827
Document Number	003422-239
Book / Page	3422 / 239
Instrument Date	May 5, 2023
Instrument	2023001730
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 MILLER RD, PRESTON, CT 06365-8549
Investor	Possibly a Property Investor

Mortgage

Document Number	2023001731
Date	May 8, 2023
Instrument	2023001731

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	003422-258
Date	May 8, 2023
Book Page	3422/258
Instrument	2023001732

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2024

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Apr 3, 2023
Property Address	304 CENTRAL AVE, NORWICH, CT 06360-3827
Document Number	00003415-8
Book / Page	3415 / 8
Instrument Date	Mar 27, 2023
Instrument	2023001233
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,949.00 (-15.62%)	$174,200 (-) Land $25,400 Building $148,800	$283,338 (+132.36%)
2025	$7,050.00	$174,200 (+133.51%) Land $25,400 Building $148,800	$121,940 Land $17,780 Building $104,160
2024	$7,050.00 (+94.27%)
2023	$3,629.00 (+0.33%)	$74,600 (-) Land $14,500 Building $60,100
2022	$3,617.00	$74,600 Land $14,500 Building $60,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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