Union County property record for 304 Cedar Hill Ct, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,965 sqft · built 2006 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jan 2020) |
| Tax Bill | $6,852 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-003-032 |
| Primary APN | 06-003-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,965 sqft Living Area |
| 1st Floor Area | 2,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 91,912 sqft (2.11 acres) |
| Garage Type | Attached |
| Garage Area | 818 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 304 CEDAR HILL CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 WESLE |
| Legal Description | P/#6 CEDAR HILL OPCC202 |
| Legal Subdivision | CEDAR HILL |
| Legal Lot Number | P/6 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20308 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 CEDAR HILL CT, MONROE, NC 28110-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Feb 1, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jan 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2020 · Amount on Record |
| Deed Sale | Jan 2, 2020 · Amount on Record |
| Prior Sale | Oct 5, 2016 · Amount on Record |
| Deed Document Number | 2020134 |
| Deed Book / Page | 7555 / 433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 304 CEDAR HILL CT, MONROE, NC 28110-8510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7974447 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 7974/447 |
| Instrument | 4748 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 304 CEDAR HILL CT, MONROE, NC 28110-8510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 304 CEDAR HILL CT, MONROE, NC 28110-8510 |
| Document Number | 7974459 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 7974/459 |
| Instrument | 4749 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | HIGH POINT, NC 27263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 27, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 2, 2020 |
| Property Address | 304 CEDAR HILL CT, MONROE, NC 28110-8510 |
| Document Number | 0007555433 |
| Book / Page | 7555 / 433 |
| Map Reference | CAB C FILE 202 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 0000134 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | MASTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8140 NEW TOWN RD, 8140, WAXHAW, NC 28173-9399 |
| Name | Verified Name |
|---|---|
| Address | 304 CEDAR HILL CT, MONROE, NC 28110-8510 |
| Document Number | 0000000135 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 0000135 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,406,800 (-) Land $94,600 Building $1,312,200 | $1,406,800 (-) Land $94,600 Building $1,312,200 | |
| 2025 | $6,852.00 (+36.9%) | $1,406,800 (+79.44%) Land $94,600 Building $1,312,200 | $1,406,800 (+79.44%) Land $94,600 Building $1,312,200 |
| 2023 | $5,005.00 | $784,000 Land $82,500 Building $701,500 | $784,000 Land $82,500 Building $701,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2023 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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