Isle Of Wight County property record for 304 Cathedral St, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,816 sqft · built 2023 |
| Lot Size | 0.136 acres (5,907 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $450,000 (Nov 2025) |
| Tax Bill | $3,314 (2026) |
| Deeds & Mortgages | Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21G-02-017A |
| Primary APN | 21G-02-017A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Material | Asphalt |
| Lot Area | 5,907 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Street Address | 304 CATHEDRAL ST |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-2588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHURCH SQUARE SUBDIVISION PHASE 2 LOT 17A PLAT#225261 |
| Legal Subdivision | CHURCH SQUARE PHASE 2 |
| Legal Lot Number | 17A |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 280104 |
304 Cathedral St is owner-occupied and held in a trust since November 2025.
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 304 CATHEDRAL ST, SMITHFIELD, VA 23430-2588 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on File |
| Deed Sale | Nov 26, 2025 · Amount on File |
| Deed Document Number | 20255470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Nov 26, 2025 |
| Property Address | 304 CATHEDRAL ST, SMITHFIELD, VA 23430-2588 |
| Document Number | 0250005470 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 250005470 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 CATHEDRAL ST, SMITHFIELD, VA 23430-2588 |
The 2026 property tax bill for 304 Cathedral St was $3,314, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,314.00 (+4.51%) | $409,200 (-) Land $65,000 Building $344,200 | $409,200 (-) Land $65,000 Building $344,200 |
| 2025 | $3,171.00 | $409,200 Land $65,000 Building $344,200 | $409,200 Land $65,000 Building $344,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Cathedral St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Cathedral St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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