304 Cass St, Smithton, IL 62285 Property Records

St. Clair County property record for 304 Cass St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,062 sqft · built 1958
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (Jan 1998)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Loan Modification
APN	`13-33-0-213-012`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-213-012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,062 sqft Living Area
Basement Area	1,062 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Mixed
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	304 CASS ST
City	SMITHTON
State	IL
Zip	62285-1784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS, BENJAMIN J.,4TH ADD TO SMITHTON LOT/SEC-142 PT LTS 142 & 143 A02135567
Legal Subdivision	SMITHS BENJAMIN J4TH ADD
Legal Block	213
Legal Lot Number	142,143
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3026
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	304 CASS ST, SMITHTON, IL 62285-1784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL P C
Oct 31, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1998 · Amount on File
Deed Sale	Jan 1, 1998 · Amount on File
Deed Document Number	19981410093
Last Transfer Date	Nov 5, 2008
Transfer Doc	00A2135567
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	304 CASS ST, SMITHTON, IL 62285-1784
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CASS ST, SMITHTON, IL 62285-1784

Mortgage

Document Number	0A02741199
Date	Mar 30, 2022
Instrument	A02741199

Lender

Name	RUTH RUHL P C
Type	Non-Lending Institution
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	304 CASS ST, SMITHTON, IL 62285-1784
Document Number	00A2596092
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CASS ST SMITHTON IL 622851784, SMITHTON, IL 62285-1784

Mortgage

Document Number	00A2596092
Date	Nov 13, 2018
Instrument	2596092

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,946.00 (+10.97%) Homeowner's exemption	$54,760 (+11.32%) Land $5,722 Building $49,038	$164,280 (+11.32%) Land $17,166 Building $147,114
2024	$3,556.00 (+22.54%)	$49,192 (+17.23%) Land $5,783 Building $43,409	$147,576 (+17.23%) Land $17,349 Building $130,227
2022		$41,962 Land $4,933 Building $37,029	$125,886 Land $14,799 Building $111,087
2019	$2,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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