Louisa County property record for 304 Carter St, Louisa, VA 23093 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,888 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Primary APN | 40A211 11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,888 sqft Living Area |
| 1st Floor | 944 sqft 1st Floor |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 16 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 26949 |
|---|---|
| Street Address | 304 CARTER ST |
| City | LOUISA |
| State | VA |
| Zip | 23093-6599 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELDS SUBDIVISION PB 8/1830 LOT 11 DB 1893/192 .226 AC |
| Legal Subdivision | SPRINGFIELDS SUBDIVISION |
| Legal Lot Number | 11 |
| Jurisdiction | LOUISA VA |
| Minor Civil Division | LOUISA |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 950201 |
Source: Louisa County records · APN 40A211 11
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1787, LOUISA, VA 23093-1787 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit ESSEX BANK |
| Mar 14, 2024 | Deed of Trust, Mortgage · Line of Credit THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Jul 08, 2022 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 304 CARTER ST, LOUISA, VA 23093-6599 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | TITLE SPECIALIST, TITLE SPECIALISTS OF VA |
| Name | Verified Name |
|---|
| Document Number | 001760/429 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 1760/429 |
| Instrument | 202100005690 |
| Name | ESSEX BANK |
|---|---|
| Type | Bank |
| Address | LOUISA, VA 23093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 304 CARTER ST, LOUISA, VA 23093-6599 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | TITLE SPECIALIST, TITLE SPECIALISTS |
| Name | Verified Name |
|---|---|
| Address | 202 W MAIN ST, LOUISA, VA 23093-9450 |
| Document Number | 001944/576 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 1944/576 |
| Instrument | 202400002164 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|---|
| Type | Bank |
| Address | HAMPTON, VA 23663 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jul 08, 2022 |
| Property Address | 304 CARTER ST, LOUISA, VA 23093-6599 |
| Document Number | 001853/941 |
| Book / Page | 1853 / 941 |
| Map Reference | MB 8 PG 1830 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 202200007096 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 4224 COURTHOUSE RD, LOUISA, VA 23093-3411 |
| Investor | Possibly a Property Investor |
Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Municipality | Louisa Town |
| Unified School District | Louisa County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,900 (+4.56%) Land $39,000 Building $364,900 | $403,900 (+4.56%) Land $39,000 Building $364,900 | |
| 2025 | $386,300 (+3,119.17%) Land $31,000 Building $355,300 | $386,300 (+3,119.17%) Land $31,000 Building $355,300 | |
| 2023 | $12,000 Land $12,000 | ||
| 2022 | $81.00 | $12,000 Land $12,000 |
304 Carter St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Louisa County (51109C), updated September 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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