304 Carpenter St, Reading, PA 19602 Property Records

Berks County property record for 304 Carpenter St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,411 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jun 2018)
Tax Bill	$776 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5306-34-68-9440`

Property Details

APN / Parcel Number

Primary APN	`5306-34-68-9440`
Alternative APNs	`01-5306-34-68-9440` `1287500` `287500`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1287500
Street Address	304 CARPENTER ST
City	READING
State	PA
Zip	19602-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	89
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	2500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	304 CARPENTER ST, READING, PA 19602-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Jun 6, 2018	Grant Deed, Transfer POWER SETTLEMENT GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Jul 23, 2007 · Amount on Record
Deed Document Number	201818690
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	304 CARPENTER ST, READING, PA 19602-2303
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CARPENTER ST, READING, PA 19602-2303

Mortgage

Document Number	0000015636
Date	Apr 14, 2022
Instrument	2022015636

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	304 CARPENTER ST, READING, PA 19602-2303
Document Number	0000015010
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CARPENTER ST READING PA 196022303, READING, PA 19602-2303

Mortgage

Document Number	0000015010
Date	May 15, 2019
Instrument	15010

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2044

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 6, 2018
Property Address	304 CARPENTER ST, READING, PA 19602-2303
Document Number	0000018690
Instrument Date	May 25, 2018
Instrument	18690
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CARPENTER ST READING PA 196022303, READING, PA 19602-2303

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$776.00 (+6.59%) Homeowner's exemption	$27,500 (-) Land $7,700 Building $19,800	$7,700 (-72%) Land $7,700
2024	$728.00	$27,500 Land $7,700 Building $19,800
1994			$27,500 Land $7,700 Building $19,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1978–2006)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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