Oregon County property record for 304 Caroline St, Thayer, MO 65791
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 732 sqft · built 1958 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-9.0-31-1-038-0004.00000 |
| Primary APN | 23-9.0-31-1-038-0004.00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 732 sqft Living Area |
| Basement Area | 732 sqft |
| Finished Basement | 732 sqft |
| Flooring | Carpet |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 396 sqft |
| Deck Area | 172 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Account Number | 0205658000 |
|---|---|
| Street Address | 304 CAROLINE ST |
| City | THAYER |
| State | MO |
| Zip | 65791-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B 573 P 741 L 6 BLK & PT L3 B9 FIRST ADDN COT 50X150 |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 31 |
| Legal Subdivision | CT 1ST ADD |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | OREGON MO |
| Township / Civil Division | THAYER |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 480200 |
304 Caroline St is held in a trust since July 2021.
Source: Oregon County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4504 MO 142, THAYER, MO 65791-9345 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORPORATION |
| Jul 2, 2021 | Warranty Deed, Transfer |
| May 28, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2021 |
| Deed Sale | Jul 2, 2021 |
| Prior Sale | May 28, 2019 |
| Deed Document Number | 20211131 |
| Deed Book / Page | 545 / 880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OREGON MO |
| Recording Date | Apr 6, 2026 |
| Property Address | 304 CAROLINE ST, THAYER, MO 65791-1504 |
| Document Number | 0000000419 |
| Book / Page | 591 / 893 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000000419, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 591/893 |
| Instrument | 2026419 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OREGON MO |
| Recording Date | Apr 6, 2026 |
| Property Address | 304 CAROLINE ST, THAYER, MO 65791-1504 |
| Document Number | 0000000418 |
| Book / Page | 591 / 870 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026418 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000000418, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 591/870 |
| Instrument | 2026418 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OREGON MO |
| Recording Date | Jul 2, 2021 |
| Property Address | 304 CAROLINE ST, THAYER, MO 65791-1504 |
| Document Number | 000545/880 |
| Book / Page | 545 / 880 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 20211131 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1245 BUSINESS ROUTE 63, 1245, THAYER, MO 65791-7726 |
| Name | Verified Name |
|---|---|
| Address | 4504 MO 142, THAYER, MO 65791-9345 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OREGON MO |
| Recording Date | May 28, 2019 |
| Property Address | 304 CAROLINE ST, THAYER, MO 65791-1504 |
| Document Number | 000525/143 |
| Book / Page | 525 / 143 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019-0722 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 CAROLINE ST, 304, THAYER, MO 65791-1504 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 BUSINESS ROUTE 63, THAYER, MO 65791-7726 |
The 2025 property tax bill for 304 Caroline St was $645.
Source: Oregon County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Oregon County |
| Municipality | Thayer City |
| Unified School District | Thayer R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,140 (-) | $69,160 (-) | |
| 2025 | $645.00 | $13,140 Land $1,425 Building $11,715 | $69,160 Land $7,500 Building $61,660 |
| 2023 | $10,040 Land $1,425 Building $8,615 | $52,840 Land $7,500 Building $45,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Caroline St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Caroline St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THAYER PWS serves 2,200 people · EPA ID MO4010788 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| GigFire Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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