304 Cardinal Crest Ln, Wake Forest, NC 27587 Property Records

Wake County property record for 304 Cardinal Crest Ln, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,713 sqft · built 2000
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Feb 2018)
Tax Bill	$4,223 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1840.08-88-2622-000`

Property Details

APN / Parcel Number

Primary APN	`1840.08-88-2622-000`
Alternative APNs	`1840.08-88-2622 0273322` `1840882622` `027332201` `0273322`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,713 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	16,553 sqft (0.38 acres)
Garage Area	480 sqft
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	0273322
Street Address	304 CARDINAL CREST LN
City	WAKE FOREST
State	NC
Zip	27587-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO7 CARDINAL PARK SUB PH2 BM2000-42
Legal Subdivision	CARDINAL PARK SUB PH2
Legal Phase	2
Legal Lot Number	7
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	54224

Owner

304 Cardinal Crest Ln is owned and occupied by two individuals who acquired it in December 2020.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	304 CARDINAL CREST LN, WAKE FOREST, NC 27587-9426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Feb 8, 2018	Warranty Deed, Transfer STATE EMPS FCU
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	Sep 28, 2000 · Amount on File
Deed Book / Page	17040 / 919
Last Transfer Date	Dec 11, 2020
Transfer Doc	018243/153
Record Updated	Jun 8, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Dec 16, 2020
Property Address	304 CARDINAL CREST LN, WAKE FOREST, NC 27587-9426
Document Number	018243/153
Book / Page	18243 / 153
Map Reference	MB 2000 PG 42
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CARDINAL CREST LN, WAKE FOREST, NC 27587-9426

Mortgage

Document Number	0018243155
Date	Dec 16, 2020
Instrument	18243/155

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 8, 2018
Property Address	304 CARDINAL CREST LN, WAKE FOREST, NC 27587-9426
Document Number	170400919
Book / Page	017040 / 000919
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 CARDINAL CREST LN WAKE FOREST NC 275879426, WAKE FOREST, NC 27587-9426

Mortgage

Document Number	170400921
Date	Feb 8, 2018
Book Page	017040/000921

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	304 CARDINAL CREST LN, WAKE FOREST, NC 27587-9426
Document Number	168932715
Book / Page	016893 / 002715
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CARDINAL CREST LN WAKE FOREST NC 275879426, WAKE FOREST, NC 27587-9426

Mortgage

Document Number	168932715
Date	Aug 30, 2017
Book Page	016893/002715

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	WAKE FOREST, NC 27587

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 304 Cardinal Crest Ln was $4,223.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,223.00	$435,684 Land $100,000 Building $335,684	$435,684 (-) Land $100,000 Building $335,684
2024			$435,684 (+63.29%) Land $100,000 Building $335,684
2023	$3,120.00 (+4.24%)	$266,817 (-) Land $55,000 Building $211,817	$266,817 (-) Land $55,000 Building $211,817
2022	$2,993.00	$266,817 Land $55,000 Building $211,817	$266,817 Land $55,000 Building $211,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Cardinal Crest Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Cardinal Crest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile, Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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