Lorain County property record for 304 Breckenridge Oval, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,472 sqft · built 2006 |
| Lot Size | 0.043 acres (1,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,800 (May 2007) |
| Tax Bill | $2,057 (2025) |
| Deeds & Mortgages | Aug 2025 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-090-801-002 |
| Primary APN | 11-00-090-801-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,472 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Row Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,913 sqft (0.043 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 32 sqft |
| Canopy | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 304 BRECKENRIDGE OVAL |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMONS OF FIELDSTONE LAKES TOWNHOMES PH 1 |
| Legal Subdivision | COMMONS OF FIELDSTONE LAKES TOWNHOMES PH |
| Legal Block | 801 |
| Legal Lot Number | UN 2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 91100 |
304 Breckenridge Oval is owned by an individual who bought it in May 2007.
Source: Lorain County records, as of May 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2025 | Transfer on Death Deed, Transfer |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2007 · Amount on File |
| Deed Sale | May 18, 2007 · Amount on File |
| Deed Document Number | 2007204536 |
| Prior Transfer Date | Jan 19, 2007 |
| Prior Transfer Doc | 20070187856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 15, 2025 |
| Property Address | 304 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8990 |
| Document Number | 0000063732 |
| Map Reference | VOL 89 PG 78 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 2025-0063732 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8990 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 304 BRECKENRIDGE OVAL, ELYRIA, OH 44035-8990 |
| Document Number | 0000790961 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 BRECKENRIDGE OVAL ELYRIA OH 440358990, ELYRIA, OH 44035-8990 |
| Document Number | 0000790961 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 790961 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2050 |
The 2025 property tax bill for 304 Breckenridge Oval was $2,057, down 20.4% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,057.00 (-20.43%) | $70,740 (+0.01%) Land $20,130 Building $50,610 | $202,090 (-) Land $57,500 Building $144,590 |
| 2024 | $2,585.00 (+25.3%) | $70,732 (+31.29%) Land $20,125 Building $50,607 | $202,090 (+31.29%) Land $57,500 Building $144,590 |
| 2023 | $2,063.00 (-0.63%) | $53,876 (-0.01%) Land $15,218 Building $38,658 | $153,930 Land $43,480 Building $110,450 |
| 2022 | $2,076.00 | $53,880 Land $15,220 Building $38,660 | |
| 2021 | $153,930 Land $43,480 Building $110,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Breckenridge Oval in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Breckenridge Oval is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Breezeline, Verizon.
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