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304 Boston Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 304 Boston Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,580 sqft · built 1992
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Sep 2016)
Tax Bill$3,512 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-25-31-4910-0009-0125

Property Details

APN / Parcel Number

Primary APN29-25-31-4910-0009-0125
Alternative APNs
  • 253129491000090125
  • 92631

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,580 sqft Living Area
Gross Area2,480 sqft
1st Floor Area1,580 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2010
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address304 BOSTON AVE
CitySAINT CLOUD
StateFL
Zip34771-8291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUNNYMEDE PB 1 PG 57 BEG AT NE COR BLK 9, S 13 DEG W 265.51 FT TO POB; CONT S 13 DEG W 129 FT, W 400 FT, N 13 DEG E 129 FT, E 400 FT TO POB
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionRUNNYMEDE NORTH HALF TOWN OF
Legal TractC
Legal Block9
Legal Lot Number125
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records · APN 29-25-31-4910-0009-0125

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 BOSTON AVE, SAINT CLOUD, FL 34771-8291
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Mar 23, 2018Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2016 · Amount on Record
Deed SaleSep 26, 2016 · Amount on Record
Deed Document Number2016146047
Deed Book / Page5030 / 1661
Prior Transfer DateMar 26, 2014
Prior Transfer Doc0046030552
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address304 BOSTON AVE, SAINT CLOUD, FL 34771-8291
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 BOSTON AVE, SAINT CLOUD, FL 34771-8291

Mortgage

Document Number0059600923
DateMay 18, 2021
Book Page5960/923
Instrument2021075981
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueApr 01, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address304 BOSTON AVE, SAINT CLOUD, FL 34771-8291
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053052150
DateMar 23, 2018
Book Page5305/2150
Instrument2018046797
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,512.00 (+5.37%) Homeowner's exemption$242,965 (+5.99%)$324,200 (+9.23%) Land $74,800 Building $249,400
2024$3,333.00 (+2.18%)
2023$3,262.00 (+4.38%) Homeowner's exemption$229,241 (+3%)$296,800 (+19.29%) Land $74,800 Building $222,000
2022$3,125.00 Homeowner's exemption$222,565$248,800 Land $59,800 Building $189,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 385 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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