304 Bison Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 304 Bison Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,156 sqft · built 2009
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,982 (Oct 2025)
Tax Bill	$5,567 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0411300D05700000`

Property Details

APN / Parcel Number

Primary APN	`1G0411300D05700000`
Alternative APNs	`000000122150` `000000258647` `000000307567` `122150`

Interior

Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	2,894 sqft
1st Floor Area	1,278 sqft
2nd Floor Area	878 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	65 sqft
Deck Area	276 sqft
Patio Area	615 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	304 BISON LN
City	CIBOLO
State	TX
Zip	78108-3774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #3 BLOCK D LOT 57 .1389 AC
Legal Subdivision	BUFFALO CROSSING #3
Legal Tract	57
Legal Block	D
Legal Lot Number	57
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2003
Census Tract	210718

Owner

Source: Guadalupe County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 BISON LN, CIBOLO, TX 78108-3774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · VA Mortgage LENDA INC
Oct 3, 2025	Intrafamily Transfer, Transfer · VA Mortgage LENDZEN INC
Jan 9, 2025	Vendor's Lien, Transfer · VA Mortgage LENDZEN INC
Jun 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Jan 9, 2025 · Amount on Record
Deed Document Number	202525083
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0099022078
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Recording Date	Aug 26, 2026
Property Address	304 BISON LN, CIBOLO, TX 78108-3774
Document Number	0000023147
Instrument Date	Aug 17, 2026
Instrument	202623147
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	304 BISON LN, CIBOLO, TX 78108-3774

Mortgage

Document Number	0000023147,
Date	Aug 26, 2026
Instrument	202623147

Lender

Name	LENDA INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Oct 3, 2025
Property Address	304 BISON LN, CIBOLO, TX 78108-3774
Document Number	0099025083
Map Reference	VOL 7 PG 107-109
Instrument Date	Sep 29, 2025
Instrument	202599025083
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	304 BISON LN, CIBOLO, TX 78108-3774

Mortgage

Document Number	0099025084
Date	Oct 3, 2025
Instrument	202599025084

Lender

Name	LENDZEN INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jan 9, 2025
Property Address	304 BISON LN, CIBOLO, TX 78108-3774
Document Number	0099000768
Map Reference	VOL 7 PG 107-109
Instrument Date	Jan 7, 2025
Instrument	202599000768
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4603 LEMON ST, LADY LAKE, FL 32159-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 BISON LN, CIBOLO, TX 78108-3774

Mortgage

Document Number	0099000769
Date	Jan 9, 2025
Instrument	202599000769

Lender

Name	LENDZEN INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 28, 2021
Property Address	304 BISON LN, CIBOLO, TX 78108-3774
Document Number	0099022078
Map Reference	VOL 07 PG 107-109
Instrument Date	Jun 25, 2021
Instrument	202199022078
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 BISON LN, CIBOLO, TX 78108-3774

Mortgage

Document Number	0099022079
Date	Jun 28, 2021
Instrument	202199022079

Lender

Name	BBVA USA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,342 (+4.12%) Land $56,139 Building $244,203	$300,342 (+4.12%) Land $56,139 Building $244,203
2025	$5,567.00 (-24.07%)	$288,464 (-19.04%) Land $38,131 Building $250,333	$288,464 (-19.04%) Land $38,131 Building $250,333
2024	$7,332.00 (+6.51%)
2023	$6,884.00 (-7.19%)	$356,292 Land $51,660 Building $304,632	$356,292 Land $51,660 Building $304,632
2022	$7,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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