Chesapeake City property record for 304 Bertwick Ln, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,095 sqft · built 1972 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Oct 2006) |
| Tax Bill | $3,511 (2025) |
| Deeds & Mortgages | Oct 2014 Mortgage Jan 2015 Line of Credit + 1 more |
| APN | 0193009000230 |
| Primary APN | 0193009000230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,095 sqft Living Area |
| 1st Floor Area | 2,081 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 130 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 483 sqft |
| Patio Area | 261 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 BERTWICK LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 47 BLK M GEORGETOWN COLONY SEC 6 |
| Legal Subdivision | GEORGETOWN COLONY |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20808 |
304 Bertwick Ln is owned and occupied by an individual who bought it in October 2006.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 BERTWICK LN, CHESAPEAKE, VA 23325-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2014 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 13, 2015 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 17, 2006 | Warranty Deed, Transfer · Conventional Mortgage H S B C MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2006 · Amount on File |
| Deed Sale | Oct 17, 2006 · Amount on File |
| Deed Book / Page | 6789 / 812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 304 BERTWICK LN, CHESAPEAKE, VA 23325-4802 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09438/1556 |
|---|---|
| Date | Oct 10, 2014 |
| Book Page | 9438/1556 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 304 BERTWICK LN, CHESAPEAKE, VA 23325-4802 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09467/1329 |
|---|---|
| Date | Jan 13, 2015 |
| Book Page | 9467/1329 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 17, 2006 |
| Property Address | 304 BERTWICK LN, CHESAPEAKE, VA 23325-4802 |
| Document Number | 006789/812 |
| Book / Page | 6789 / 812 |
| Instrument Date | Oct 4, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006789815 |
|---|---|
| Date | Oct 17, 2006 |
| Instrument | 6789/815 |
| Name | H S B C MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 304 Bertwick Ln was $3,511.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,000 (+3.28%) Land $135,000 Building $224,000 | $359,000 (+3.28%) Land $135,000 Building $224,000 | |
| 2025 | $3,511.00 | $347,600 Land $125,000 Building $222,600 | $347,600 Land $125,000 Building $222,600 |
| 2023 | $298,800 (+3.53%) Land $105,000 Building $193,800 | $298,800 (+3.53%) Land $105,000 Building $193,800 | |
| 2022 | $288,600 Land $95,000 Building $193,600 | $288,600 Land $95,000 Building $193,600 | |
| 2019 | $2,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 304 Bertwick Ln; there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2003–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 304 Bertwick Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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