Union County property record for 304 Bay St, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,055 sqft · built 1960 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (May 2019) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-238-131 |
| Primary APN | 09-238-131 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| 1st Floor Area | 2,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,420 sqft (0.354 acres) |
| Porch | Porch |
| Porch Area | 39 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 304 BAY ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | EAST P/23, 24 & WEST P/25, PB3, PG149 |
| Legal Subdivision | CYRUS P EAMHARDT SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 20502 |
304 Bay St, a rural home, is owned by an individual who bought it in May 2019.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1609 MORGAN MILL RD, MONROE, NC 28110-3640 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on File |
| Deed Sale | May 28, 2019 · Amount on File |
| Prior Sale | Sep 26, 2013 · Amount on File |
| Deed Document Number | 201914283 |
| Deed Book / Page | 7378 / 450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 28, 2019 |
| Property Address | 304 BAY ST, MONROE, NC 28112-6221 |
| Document Number | 7378450 |
| Book / Page | 007378 / 000450 |
| Instrument Date | May 7, 2019 |
| Instrument | 14283 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $145.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 BAY ST MONROE NC 281126221, MONROE, NC 28112-6221 |
The 2025 property tax bill for 304 Bay St was $2,418.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,600 (-) Land $34,300 Building $242,300 | $276,600 (-) Land $34,300 Building $242,300 | |
| 2025 | $2,418.00 | $276,600 Land $34,300 Building $242,300 | $276,600 Land $34,300 Building $242,300 |
| 2023 | $1,791.00 | $164,300 Land $18,200 Building $146,100 | $164,300 Land $18,200 Building $146,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Bay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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