Madison County property record for 304 Ballard Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,450 sqft |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Jun 2019) |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0059-0002-0029 |
| Primary APN | 0059-0002-0029 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,450 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 75539 |
|---|---|
| Street Address | 304 BALLARD RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELCHWOOD ESTS LOT 25 PH 1 SEC 2 |
| Legal Subdivision | WELCHWOOD |
| Legal Phase | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11402 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 304 BALLARD RD, BEREA, KY 40403-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jun 11, 2019 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Apr 26, 2017 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Apr 26, 2017 · Amount on Record |
| Deed Document Number | 2013993851 |
| Deed Book / Page | D00774 / 529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 304 BALLARD RD, BEREA, KY 40403-8721 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Name | Verified Name |
|---|
| Document Number | M02002/223 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | M02002/223 |
| Instrument | 2014025401 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 11, 2019 |
| Property Address | 304 BALLARD RD, BEREA, KY 40403-8721 |
| Document Number | D00774/529 |
| Book / Page | D00774 / 529 |
| Map Reference | MB 9 PG 155 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2013993851 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 AARON DR, 203, ENTERPRISE, AL 36330-8201 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 304 BALLARD RD, BEREA, KY 40403-8721 |
| Document Number | 2013993852 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 2013993852 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 26, 2017 |
| Property Address | 304 BALLARD RD, BEREA, KY 40403-8721 |
| Document Number | D00743/700 |
| Book / Page | D00743 / 700 |
| Map Reference | MB9 PG155 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 2013957707 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 HOLLY HILL DR, 133, BEREA, KY 40403-1618 |
| Name | Verified Name |
|---|---|
| Address | 304 BALLARD RD, BEREA, KY 40403-8721 |
| Document Number | 2013957708 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2013957708 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 (+10.77%) Additional exemption filed | $205,000 (+13.95%) | $205,000 (+13.95%) |
| 2023 | $1,745.00 | $179,900 | $179,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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