304 Baldwin Rd, Topton, NC 28781 Property Records

Macon County property record for 304 Baldwin Rd, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1953
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2021)
Tax Bill	$702 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6526364722`

Property Details

APN / Parcel Number

Primary APN	`6526364722`
Alternative APN	`149858`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Heated Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	114,563 sqft (2.63 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	378 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	149858
Street Address	304 BALDWIN RD
City	TOPTON
State	NC
Zip	28781-7347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF RD 1397
Legal Subdivision	SASSAFRAS KNOB SECTION
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2020
Census Tract	970200

Owner

Source: Macon County records · APN 6526364722

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 GORDON ST, LAGRANGE, GA 30240-2614
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Aug 12, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2021 · Amount on Record
Deed Sale	Jun 03, 2021 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20215375
Deed Book / Page	40 / 1930
Prior Transfer Date	Jun 05, 2012
Prior Transfer Doc	0000003697
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 03, 2021
Property Address	304 BALDWIN RD, TOPTON, NC 28781-7347
Document Number	Y40/1930
Book / Page	Y-40 / 1930
Map Reference	CARD 4 PG 7065
Instrument Date	Jun 02, 2021
Instrument	2021005375
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 GORDON ST, LAGRANGE, GA 30240-2614

Mortgage

Document Number	2021005376
Date	Jun 03, 2021
Instrument	2021005376

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 12, 2019
Property Address	304 BALDWIN RD, TOPTON, NC 28781-7347
Document Number	J39/0261
Book / Page	J-39 / 0261
Map Reference	CARD 10426
Instrument Date	Aug 12, 2019
Instrument	2019005196
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 S ATLANTIC AVE # 605, 5300, NEW SMYRNA BEACH, FL 32169-4573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 WEATHERTON DR, MOUNTAIN BRK, AL 35223-2723

Mortgage

Document Number	2019005197
Date	Aug 12, 2019
Instrument	2019005197

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,750 (+2.58%) Land $53,030 Building $129,720	$182,750 (+2.58%) Land $53,030 Building $129,720
2025	$702.00 (+1.74%)
2023	$690.00	$178,150 Land $53,030 Building $125,120	$178,150 Land $53,030 Building $125,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 13 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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