Middlesex County and Natick Town property record for 304 Bacon St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1920 |
| Lot Size | 0.266 acres (11,578 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,500 (2025) |
| Deeds & Mortgages | Jan 2021 Reverse Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-00000124 |
| Primary APN | 26-00000124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 839 sqft |
| Basement Area | 839 sqft |
| Unfinished Basement | 839 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,578 sqft (0.266 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 26-00000124 |
|---|---|
| Street Address | 304 BACON ST |
| City | NATICK |
| State | MA |
| Zip | 01760-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 382500 |
304 Bacon St is owned and occupied by two individuals who acquired it in January 2021.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 BACON ST, NATICK, MA 01760-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA LLC |
| Jan 28, 2021 | Quit Claim Deed, Transfer · ARM FINANCE AMERICA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2011 |
| Deed Sale | Apr 1, 2011 |
| Deed Document Number | 20116 |
| Deed Book / Page | 56682 / 97 |
| Last Transfer Date | Jan 6, 2021 |
| Transfer Doc | 76815-73 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 304 BACON ST, NATICK, MA 01760-2048 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0076815-76 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 76815/76 |
| Instrument | 20012 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 985 Months |
| Due | Feb 1, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jan 28, 2021 |
| Property Address | 304 BACON ST, NATICK, MA 01760-2048 |
| Document Number | 76815-73 |
| Book / Page | 76815 / 73 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 20011 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 BACON ST, NATICK, MA 01760-2048 |
| Document Number | 76815-76 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 76815/76 |
| Instrument | 20012 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Type Change Date | Mar 1, 2021 |
| Index | Other |
The 2025 property tax bill for 304 Bacon St was $7,500, up 3.8% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,500.00 (+3.79%) | $627,100 (+6.4%) Land $428,400 Building $198,700 | $668,325 |
| 2024 | $7,226.00 (+1.96%) | $589,400 (+5.12%) Land $403,200 Building $186,200 | |
| 2023 | $7,087.00 | $560,700 Land $387,700 Building $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Bacon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Bacon St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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