304 Back Forty Loop, Williamsburg, VA 23188 Property Records

York County property record for 304 Back Forty Loop, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,973 sqft · built 2005
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on File
Tax Bill	$8,169 (2025)
Deeds & Mortgages	Oct 2022 Sale & Second Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`E20B-4328-4805`

Property Details

APN / Parcel Number

Primary APN	`E20B-4328-4805`
Alternative APNs	`120014811` `10023115`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,973 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Shingle
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Attached
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	542 sqft
Deck Area	Deck Area
Patio Area	1,148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10023115
Street Address	304 BACK FORTY LOOP
City	WILLIAMSBURG
State	VA
Zip	23188-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	SKIMINO LANDING EST PHASE 3A LOT 13
Legal Subdivision	SKIMINO LANDING ESTATES
Legal Phase	3A
Legal Lot Number	13
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	51000

Owner

Source: York County assessment roll, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 BACK FORTY LOOP, WILLIAMSBURG, VA 23188-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage BAYPORT CREDIT UNION
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAYPORT CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Oct 3, 2022
Property Address	304 BACK FORTY LOOP, WILLIAMSBURG, VA 23188-2256
Document Number	0000016954
Instrument Date	Sep 28, 2022
Instrument	220016954
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	PENINSULA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 BACK FORTY LOOP, WILLIAMSBURG, VA 23188-2256

Mortgage

Document Number	0000017328
Date	Oct 11, 2022
Instrument	220017328

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	304 BACK FORTY LOOP, WILLIAMSBURG, VA 23188-2256
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	PENINSULA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015699
Date	Sep 18, 2020
Instrument	200015699

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: York County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,047,300 (+42.49%) Land $141,500 Building $905,800
2025	$8,169.00 (+44.35%)		$1,047,300 (+42.49%) Land $141,500 Building $905,800
2023	$5,659.00	$735,000 Land $141,500 Building $593,500	$735,000 Land $141,500 Building $593,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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