Mecklenburg County property record for 304 Armour St, Davidson, NC 28036
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 1,756 sqft · built 1995 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Mar 2017) |
| Tax Bill | $3,890 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-263-44 |
| Primary APN | 003-263-44 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,756 sqft Heated Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 886 sqft |
| Upper Floors Area | 870 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 3,751 sqft (0.086 acres) |
| Porch | Porch |
| Porch Area | 202 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 003-263-44 |
|---|---|
| Street Address | 304 ARMOUR ST |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6940 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | VI |
| Legal Description | UNIT 304 L3 M26-613 |
| Legal Subdivision | DAVIDSON PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 6403 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 ARMOUR ST, DAVIDSON, NC 28036-6940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Jan 25, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Mar 1, 2017 | Warranty Deed, Transfer · Conventional with PMI CUNNINGHAM & CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on Record |
| Deed Sale | Mar 1, 2017 · Amount on Record |
| Prior Sale | Sep 25, 2015 · Amount on Record |
| Deed Document Number | 0031604888 |
| Deed Book / Page | 31604 / 888 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 304 ARMOUR ST, DAVIDSON, NC 28036-6940 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 304 ARMOUR ST, DAVIDSON, NC 28036-6940 |
| Document Number | 0000035113 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 37126/428 |
| Instrument | 2022035113 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | DAVIDSON, NC 28036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 304 ARMOUR ST, DAVIDSON, NC 28036-6940 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | MERIDIAN NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000161585 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 35131/883 |
| Instrument | 2020161585 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 304 ARMOUR ST, DAVIDSON, NC 28036-6940 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008751 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 33244/870 |
| Instrument | 2019008751 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 1, 2017 |
| Property Address | 304 ARMOUR ST, DAVIDSON, NC 28036-6940 |
| Document Number | 0000026616 |
| Book / Page | 031604 / 000888 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 26616 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 ARMOUR ST DAVIDSON NC 280366940, DAVIDSON, NC 28036-6940 |
| Document Number | 26617 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 031604/000891 |
| Instrument | 26617 |
| Name | CUNNINGHAM & CO |
|---|---|
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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