304 Amherst Ave, Des Plaines, IL 60016 Property Records

Cook County property record for 304 Amherst Ave, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,496 sqft · built 1958
Lot Size	0.164 acres (7,163 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2026)
Tax Bill	$7,590 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-315-021`

Property Details

APN / Parcel Number

Primary APN	`09-07-315-021`
Alternative APN	`09-07-315-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,496 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,163 sqft (0.164 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	304 AMHERST AVE
City	DES PLAINES
State	IL
Zip	60016-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	41N
Legal Section	07
Legal Subdivision	CUMBERLAND VILLAGE UNIT2 SUB LT C IN
Legal Lot Number	77
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3009
Census Tract	806103

Owner

304 Amherst Ave is owned by two individuals who bought it in March 2026.

Source: Cook County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1229 E PRAIRIE AVE, DES PLAINES, IL 60016-3314
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL POLICE FCU
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Apr 20, 2018	Deed of Trust, Mortgage · Conventional with PMI CBC NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Deed Document Number	202620150
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0000049108
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008901187
Date	Mar 30, 2021
Instrument	2108901187

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147

Mortgage

Document Number	0028146020
Date	Oct 8, 2021
Instrument	2128146020

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147

Mortgage

Document Number	0019912065
Date	Jul 18, 2022
Instrument	2219912065

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 9, 2026
Property Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147
Document Number	0006820150
Map Reference	DOC 1673761
Instrument Date	Mar 5, 2026
Instrument	2606820150
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	CHICAGO TITLE TRUST, CHICAGO TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147

Mortgage

Document Number	0006820151
Date	Mar 9, 2026
Instrument	2606820151

Lender

Name	NATIONAL POLICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147
Document Number	1817325044
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 AMHERST AVE DES PLAINES IL 600162147, DES PLAINES, IL 60016-2147

Mortgage

Document Number	1817325044
Date	Jun 22, 2018
Instrument	17325044

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	304 AMHERST AVE, DES PLAINES, IL 60016-2147
Document Number	1811755013
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 AMHERST AVE DES PLAINES IL 600162147, DES PLAINES, IL 60016-2147

Mortgage

Document Number	1811755013
Date	Apr 27, 2018
Instrument	11755013

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,130 Land $7,163 Building $30,967	$381,300 Land $71,630 Building $309,670
2023	$7,590.00 (-6.58%)
2022	$8,125.00 Homeowner's exemption	$34,999 Land $6,088 Building $28,911	$349,990 Land $60,880 Building $289,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Amherst Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1995)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 1995 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Amherst Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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