304 Ames St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 304 Ames St, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,723 sqft · built 1875
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Sep 2018)
Tax Bill	$6,364 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`228 0000 0093 A`

Property Details

APN / Parcel Number

Primary APN	`228 0000 0093 A`
Alternative APN	`LAWR M:0228 B:0000 L:0093`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,723 sqft Living Area
Gross Area	4,507 sqft
Basement Area	1,094 sqft
Unfinished Basement	1,094 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,250 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	228 0000 0093 A
Street Address	304 AMES ST
City	LAWRENCE
State	MA
Zip	01841-4111
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Lot Number	93
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3014
Census Tract	250200

Owner

304 Ames St, a triplex, is owned and occupied by an individual who bought it in September 2018.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	304 AMES ST, LAWRENCE, MA 01841-4111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 25, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 28, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Apr 27, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Sep 24, 2018	Quit Claim Deed, Transfer · FHA Mortgage PRIME LENDERS
Feb 28, 2017	Quit Claim Deed, Transfer · FHA Mortgage SAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Book / Page	15625 / 225
Transfer Doc	15625-225
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	304 AMES ST, LAWRENCE, MA 01841-4111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017464-121
Date	Jun 2, 2022
Book Page	17464/121
Instrument	13132

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	304 AMES ST, LAWRENCE, MA 01841-4111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017607-37
Date	Oct 26, 2022
Book Page	17607/37
Instrument	25116

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2050

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	304 AMES ST, LAWRENCE, MA 01841-4111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018236-106
Date	Mar 25, 2025
Book Page	18236/106
Instrument	4321

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	304 AMES ST, LAWRENCE, MA 01841-4111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15859-332
Date	May 28, 2019
Book Page	15859/332
Instrument	11630

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	304 AMES ST, LAWRENCE, MA 01841-4111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16278-46
Date	Apr 27, 2020
Book Page	16278/46
Instrument	9575

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 24, 2018
Property Address	304 AMES ST, LAWRENCE, MA 01841-4111
Document Number	15625-225
Book / Page	015625 / 000225
Instrument Date	Sep 21, 2018
Instrument	23253
Transaction Type	Transfer
Record Updated	Oct 16, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.64
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HOWARD ST HAVERHILL MA 018304006, HAVERHILL, MA 01830-4006

Mortgage

Document Number	15625-300
Date	Sep 24, 2018
Book Page	015625/000300
Instrument	23267

Lender

Name	PRIME LENDERS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Feb 28, 2017
Property Address	304 AMES ST, LAWRENCE, MA 01841-4111
Document Number	14999-336
Book / Page	14999 / 336
Instrument	5178
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	149990338
Date	Feb 28, 2017
Instrument	14999/0338

Lender

Name	SAGE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 304 Ames St was $6,364, up 7% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,364.00 (+7.03%)	$736,600 (+9.01%) Land $133,000 Building $603,600
2025	$5,946.00 (+2.43%)	$675,700 (+7.66%) Land $106,400 Building $569,300
2024	$5,805.00 (-0.72%)	$627,600 (+9.05%) Land $102,800 Building $524,800
2023	$5,847.00	$575,500 Land $90,100 Building $485,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 304 Ames St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Ames St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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