Monroe County property record for 304 Amelia St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1938 |
| Lot Size | 0.046 acres (1,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,000 (Mar 2026) |
| Tax Bill | $5,862 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00026270-000100 |
| Primary APN | 00026270-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,996 sqft (0.046 acres) |
| Porch | Unfinished Open Porch |
| Porch Area | 180 sqft |
| Cooling System | None |
|---|
| Account Number | 1027057 |
|---|---|
| Street Address | 304 AMELIA ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW PB1-25-40 PT LOT 23 SQR 2 TR 10 OR441-790/91 OR917-1618 OR948-1775 OR2845-1586 OR3082-991 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | TRACTS 10 AND 15 |
| Legal Tract | 10 |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
304 Amelia St is owned and occupied by two individuals who bought it in March 2026.
Source: Monroe County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 AMELIA ST, KEY WEST, FL 33040-7503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on File |
| Deed Sale | Mar 12, 2026 · Amount on File |
| Deed Document Number | 20262535538 |
| Deed Book / Page | 3370 / 1739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 12, 2026 |
| Property Address | 304 AMELIA ST, KEY WEST, FL 33040-7503 |
| Document Number | 0033701739 |
| Book / Page | 3370 / 1739 |
| Map Reference | MB 1 PG 40 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2535538 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,243.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10720 NW 21ST CT, SUNRISE, FL 33322-3414 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 304 AMELIA ST, KEY WEST, FL 33040-7503 |
| Document Number | 0033701741 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 3370/1741 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 304 Amelia St was $5,862, up 5.1% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,862.00 (+5.13%) | $711,610 Land $584,728 Building $126,882 | $711,610 Land $584,728 Building $126,882 |
| 2024 | $5,576.00 (+3.45%) | ||
| 2023 | $5,390.00 (+24.02%) | $754,287 (+50.02%) Land $639,219 Building $115,068 | $754,287 (+50.02%) Land $639,219 Building $115,068 |
| 2022 | $4,346.00 | $502,791 Land $387,723 Building $115,068 | $502,791 Land $387,723 Building $115,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Amelia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured incl. 48 condo units |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 304 Amelia St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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