St. Louis County property record for 304 Alder St, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,198 sqft |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (Feb 2021) |
| Tax Bill | $1,468 (2026) |
| Deeds & Mortgages | Feb 2021 Transfer Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00760 |
| Primary APN | 080-0010-00760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,198 sqft Gross Area |
| 1st Floor Area | 978 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Metal |
|---|---|
| Construction Type | Frame |
| Lot Area | 6,998 sqft (0.16 acres) |
| Garage Area | 396 sqft |
| Porch | Slab |
| Porch Area | 28 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 56298 |
|---|---|
| Street Address | 304 ALDER ST |
| City | TOWER |
| State | MN |
| Zip | 55790-1502 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | S 1/2 OF LOTS 1 AND 2 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 9 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 15402 |
304 Alder St, a residential property, is owned by an individual who bought it in February 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3030 SUNSET RD, TOWER, MN 55790-8610 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Intrafamily Transfer, Transfer |
| Mar 15, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on File |
| Deed Sale | Feb 24, 2021 · Amount on File |
| Deed Document Number | 20211404985 |
| Prior Transfer Date | Jan 28, 2021 |
| Prior Transfer Doc | 0001404985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 24, 2021 |
| Property Address | 304 ALDER ST, TOWER, MN 55790-1502 |
| Document Number | 0001404985 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 1404985 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3030 SUNSET RD, TOWER, MN 55790-8610 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 15, 2019 |
| Property Address | 304 ALDER ST, TOWER, MN 55790-1502 |
| Document Number | 00A1351687 |
| Instrument Date | Mar 7, 2019 |
| Instrument | A1351687 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3030 SUNSET RD TOWER MN 557908610, TOWER, MN 55790-8610 |
The 2026 property tax bill for 304 Alder St was $1,468, down 5.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,468.00 (-5.41%) | ||
| 2025 | $1,552.00 (+10.86%) | $89,600 (-0.67%) Land $6,000 Building $83,600 | $89,600 (-0.67%) Land $6,000 Building $83,600 |
| 2024 | $1,400.00 | $90,200 Land $6,000 Building $84,200 | $90,200 Land $6,000 Building $84,200 |
| 2022 | $68,300 Land $5,400 Building $62,900 | $68,300 Land $5,400 Building $62,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Alder St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Alder St is moderate, ranking above 48% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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