Chesapeake City property record for 304 Albert Ave, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,210 sqft · built 1945 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Oct 2008) |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Apr 2015 Second Mortgage + 3 more |
| APN | 0253011000651 |
| Primary APN | 0253011000651 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Attic | Attic |
| Attic Area | 454 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,447 sqft (0.148 acres) |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 ALBERT AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-4845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | PT 64,65 GENEVA PK |
| Legal Subdivision | GENEVA PARK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21403 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 ALBERT AVE, CHESAPEAKE, VA 23323-4845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 9, 2015 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 7, 2008 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK |
| Jan 3, 2007 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Jan 5, 2005 | Warranty Deed, Transfer · VA Mortgage COUNTRYWIDE HOME LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2008 · Amount on Record |
| Deed Sale | Oct 7, 2008 · Amount on Record |
| Prior Sale | Jan 3, 2007 · Amount on Record |
| Deed Book / Page | 7619 / 814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 304 ALBERT AVE, CHESAPEAKE, VA 23323-4845 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10684/1152 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 10684/1152 |
| Instrument | 230016506 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 258 Months |
| Due | Feb 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 304 ALBERT AVE, CHESAPEAKE, VA 23323-4845 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09497/1825 |
|---|---|
| Date | Apr 9, 2015 |
| Book Page | 9497/1825 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 7, 2008 |
| Property Address | 304 ALBERT AVE, CHESAPEAKE, VA 23323-4845 |
| Document Number | 007619/814 |
| Book / Page | 7619 / 814 |
| Instrument Date | Sep 2, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007619817 |
|---|---|
| Date | Oct 7, 2008 |
| Instrument | 7619/817 |
| Name | WELLS FARGO BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 3, 2007 |
| Property Address | 304 ALBERT AVE, CHESAPEAKE, VA 23323-4845 |
| Document Number | 006895/362 |
| Book / Page | 6895 / 362 |
| Instrument Date | Dec 22, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006895365 |
|---|---|
| Date | Jan 3, 2007 |
| Instrument | 6895/365 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 5, 2005 |
| Property Address | 304 ALBERT AVE, CHESAPEAKE, VA 23323-4845 |
| Document Number | 005787/104 |
| Book / Page | 5787 / 104 |
| Instrument Date | Nov 30, 2004 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005787106 |
|---|---|
| Date | Jan 5, 2005 |
| Instrument | 5787/106 |
| Name | COUNTRYWIDE HOME LOAN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,400 (+3.94%) Land $135,000 Building $97,400 | $232,400 (+3.94%) Land $135,000 Building $97,400 | |
| 2025 | $2,258.00 (+54.45%) | $223,600 (+16.04%) Land $120,000 Building $103,600 | $223,600 (+16.04%) Land $120,000 Building $103,600 |
| 2023 | $192,700 (+13.02%) Land $100,000 Building $92,700 | $192,700 (+13.02%) Land $100,000 Building $92,700 | |
| 2022 | $170,500 Land $85,000 Building $85,500 | $170,500 Land $85,000 Building $85,500 | |
| 2019 | $1,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (1991–2019) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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