Erie County property record for 304 Adams St, Castalia, OH 44824
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 958 sqft · built 1955 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (May 2007) |
| Tax Bill | $532 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00090-000 |
| Primary APN | 31-00090-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 958 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 958 sqft |
| Basement Area | 798 sqft |
| Unfinished Basement | 798 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 165 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 002801-1 |
|---|---|
| Street Address | 304 ADAMS ST |
| City | CASTALIA |
| State | OH |
| Zip | 44824-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58 ADAMS ST WHEXL57&6'L58 |
| Jurisdiction | ERIE OH |
| Township / Civil Division | MARGARETTA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 41702 |
304 Adams St is owned by an individual who bought it in May 2007.
Source: Erie County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 182, CASTALIA, OH 44824-0182 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Sep 6, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 2, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2007 · Amount on File |
| Deed Sale | May 18, 2007 · Amount on File |
| Deed Document Number | 20075271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 304 ADAMS ST, CASTALIA, OH 44824-9525 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012700 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 202112700 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Oct 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 304 ADAMS ST, CASTALIA, OH 44824-9525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007790 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 201807790 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 304 ADAMS ST, CASTALIA, OH 44824-9525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006217 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 201906217 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 304 ADAMS ST, CASTALIA, OH 44824-9525 |
| Document Number | 0000006318 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 304 ADAMS ST CASTALIA OH 448249525, CASTALIA, OH 44824-9525 |
| Document Number | 0000006318 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 6318 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
The 2025 property tax bill for 304 Adams St was $532.
Source: Erie County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Erie County |
| County Subdivision | Margaretta Township |
| Municipality | Castalia Village |
| Unified School District | Margaretta Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $532.00 | $32,115 (-) Land $6,065 Building $26,050 | |
| 2024 | $532.00 (-30.46%) | $32,115 (+34.39%) Land $6,065 Building $26,050 | $91,760 Land $17,330 Building $74,430 |
| 2023 | $765.00 (-2.92%) | $23,897 (-0.02%) Land $5,512 Building $18,385 | |
| 2022 | $788.00 | $23,901 Land $5,512 Building $18,389 | |
| 2021 | $68,280 Land $15,750 Building $52,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203 |
|---|---|
| Water Source | Purchased surface water from SANDUSKY CITY |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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