Manatee County property record for 304 9th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,784 sqft · built 2002 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Nov 2022) |
| Tax Bill | $13,332 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 25817-0360-9 |
| Primary APN | 25817-0360-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 1,264 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,000 sqft (0.138 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 308 sqft |
| Porch | Screened Porch |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 304 9TH AVE E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-4257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL_PD-MU |
| Legal Description | LOT 2 NORTHSHORE AT RIVIERA DUNES PHASE 1-B; TOGETHER WITH RIGHT TO USE BOAT SLIP #3 PENINSULA NEIGHBORHOOD MARINA PI#25817.0360/9 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | NORTHSHORE AT RIVIERA DUNES PHASE 1-B |
| Legal Tract | 02581701 |
| Legal Lot Number | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 1502 |
Source: Manatee County records · APN 25817-0360-9
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 08, 2022 | Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG |
| Feb 08, 2018 | Deed of Trust, Mortgage · Conventional with PMI GMH MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2022 · Amount on Record |
| Deed Sale | Nov 08, 2022 · Amount on Record |
| Prior Sale | Sep 06, 2016 · Amount on Record |
| Deed Document Number | 2022134811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 08, 2022 |
| Property Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Document Number | 0041134811 |
| Map Reference | MB 37 PG 87&88 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 202241134811 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6112 CHAMPIONS ROW ST, 6112, BRADENTON, FL 34210-4057 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Document Number | 0041134812 |
|---|---|
| Date | Nov 08, 2022 |
| Instrument | 202241134812 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041038657 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 202141038657 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Document Number | 0041042415 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 202241042415 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | SPRING, TX 77380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 14, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Document Number | 0041039991 |
| Instrument Date | Apr 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 304 STH AVE E PALMETTO FL 34221, PALMETTO, FL 34221 |
| Document Number | 0041039991 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 41039991 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 304 9TH AVE E, PALMETTO, FL 34221-4257 |
| Document Number | 0027141879 |
| Instrument Date | Feb 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2018 |
| Name | Verified Name |
|---|---|
| Address | 304 9TH AVE E PALMETTO FL 342214257, PALMETTO, FL 34221-4257 |
| Document Number | 0027141879 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 002714/001879 |
| Instrument | 41015251 |
| Name | GMH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2048 |
Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Palmetto City |
| Unified School District | Manatee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,332.00 (+1.01%) | $724,085 (-1.59%) Land $76,500 Building $647,585 | $724,085 (-1.59%) Land $76,500 Building $647,585 |
| 2024 | $13,199.00 (-7.41%) | ||
| 2023 | $14,255.00 (+97.79%) | $735,766 (+81.24%) Land $76,500 Building $659,266 | $735,766 (+5.25%) Land $76,500 Building $659,266 |
| 2022 | $7,207.00 Homeowner's exemption | $405,960 | $699,066 Land $75,000 Building $624,066 |
Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 469 units insured incl. 292 condo units |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Verizon.
Based on FCC filings for 486 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALMETTO WATER DEPT. serves 13,446 people |
|---|---|
| Water Source | Purchased surface water from MANATEE COUNTY UTILITIES DEPT |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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