304 8th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 304 8th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,069 sqft · built 2003
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Nov 2019)
Tax Bill	$10,141 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25817-0427-9`

Property Details

APN / Parcel Number

Primary APN	`25817-0427-9`
Alternative APNs	`3417132581704279` `2581704269`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,069 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	2,069 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	303 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	304 8TH AVE E
City	PALMETTO
State	FL
Zip	34221-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 NORTHSHORE AT RIVIERA DUNES PHASE 1-B TOGETHER WITH THE RIGHT TO USE BOAT SLIP 22 NORTHSHORE NEIGHBORHOOD MARINA PI#25817.0427/9
Legal Range	17E
Legal Township	34S
Legal Section	13
Legal Subdivision	NORTHSHORE AT RIVIERA DUNES PHASE 1-B
Legal Tract	02581701
Legal Lot Number	15
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	4
Census Block	4008
Census Tract	1502

Owner

Source: Manatee County records · APN 25817-0427-9

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	152 FIDLER DR, PIKEVILLE, KY 41501-1859
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2019 · Amount on Record
Deed Sale	Nov 05, 2019 · Amount on Record
Prior Sale	Mar 30, 2011 · Amount on Record
Deed Document Number	2019110926
Deed Book / Page	2810 / 7193
Prior Transfer Date	Jul 07, 2009
Prior Transfer Doc	0023046368
Record Updated	Sep 20, 2026

November 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 05, 2019
Property Address	304 8TH AVE E, PALMETTO, FL 34221-4262
Document Number	0041110926
Book / Page	2810 / 7193
Map Reference	MB 37 PG 87&88
Instrument Date	Oct 28, 2019
Instrument	201941110926
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	675 COCHRANE DR MARKHAM ONTARIO L3T 0B8 CANADA505, 675, XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	152 FIDLER DR, PIKEVILLE, KY 41501-1859

Mortgage

Document Number	0028107197
Date	Nov 05, 2019
Instrument	2810-7197

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2034

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,141.00 (+7.99%) Senior Citizen's exemption	$489,247 (-14.9%)	$568,603 (-1.1%) Land $76,500 Building $492,103
2024	$9,391.00 (+3.97%)
2023	$9,032.00 (+6.65%)	$574,909 (+4.16%) Land $76,500 Building $498,409	$574,909 (+4.16%) Land $76,500 Building $498,409
2022	$8,469.00	$551,924 Land $75,000 Building $476,924	$551,924 Land $75,000 Building $476,924

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810015024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	469 units insured incl. 292 condo units
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 124 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF PALMETTO WATER DEPT. serves 13,446 people
Water Source	Purchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State Inspection	Jun 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.