304 7th St, Hot Springs, AR 71913 Property Records

Garland County property record for 304 7th St, Hot Springs, AR 71913

Property Summary

Property Type	Single Family Home
Details	1 ba · 714 sqft · built 1945
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2021)
Tax Bill	$77 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-06351-000`

Property Details

APN / Parcel Number

Primary APN	`300-06351-000`
Alternative APNs	`709980.0` `50327`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	714 sqft Living Area
1st Floor Area	714 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	59 ft deep x 66 ft wide
Driveway	Driveway
Driveway Area	310 sqft
Porch	Enclosed Porch
Porch Area	110 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	709980.0
Street Address	304 7TH ST
City	HOT SPRINGS
State	AR
Zip	71913-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW
Legal Range	19W
Legal Township	03S
Legal Section	05
Legal Subdivision	W UNPLATTED HOT SPRINGS
Jurisdiction	GARLAND AR
Township / Civil Division	HOT SPRINGS
Census Block Group	2
Census Block	2014
Census Tract	11400

Owner

304 7th St is owned and occupied by an individual who bought it in November 2021.

Source: Garland County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4321, HOT SPRINGS, AR 71914-4321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Nov 23, 2021	Warranty Deed, Transfer GARLAND COUNTY TITLE COMPANY
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Aug 9, 2021 · Amount on File
Deed Document Number	0004380845
Deed Book / Page	4380 / 845
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	304 7TH ST, HOT SPRINGS, AR 71913-3447
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039140318
Date	Jan 17, 2018
Book Page	3914/0318

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 8, 2028

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Nov 23, 2021
Property Address	304 7TH ST, HOT SPRINGS, AR 71913-3447
Document Number	0043800845
Book / Page	4380 / 845
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	GARLAND COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 LEEMAR PL, 166, HOT SPRINGS NATIONAL PARK, AR 71901-9245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4321, HOT SPRINGS NATIONAL PARK, AR 71914-4321

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Aug 9, 2021
Property Address	304 7TH ST, HOT SPRINGS, AR 71913-3447
Document Number	0043370165
Book / Page	4337 / 165
Instrument Date	Aug 6, 2021
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	GARLAND COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 ABERINA ST # STJ2, 210, HOT SPRINGS NATIONAL PARK, AR 71913-8238

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 7TH ST, HOT SPRINGS NATIONAL PARK, AR 71913-3447

Mortgage

Document Number	0004337168
Date	Aug 9, 2021
Instrument	4337/168

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Municipality	Hot Springs City
Unified School District	Hot Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$11,110 Land $1,330 Building $9,780
2023	$77.00 Homeowner's exemption	$11,110 Land $1,330 Building $9,780	$55,550 Land $6,650 Building $48,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 7th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wireless ETC.

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