304 5th St, Edgar, NE 68935 Property Records

Clay County property record for 304 5th St, Edgar, NE 68935

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,484 sqft · built 1962
Lot Size	0.217 acres (9,466 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jul 2009)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	May 2018 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3995-00-0-30010-002-4927`

Property Details

APN / Parcel Number

Primary APN	`3995-00-0-30010-002-4927`
Alternative APN	`000492700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,466 sqft (0.217 acres)
Lot Dimensions	142 ft deep x 66.7 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Deck Area	584 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 5TH ST
City	EDGAR
State	NE
Zip	68935-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	W1/3 OF LOT 2 & ALL OF LOT 3 (PARCEL A) BLK 2 HODGES ADDITION EDGAR CITY
Legal Subdivision	HODGES ADDITION
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	CLAY NE
Township / Civil Division	EDGAR
Census Block Group	3
Census Block	3213
Census Tract	962200

Owner

304 5th St is owned and occupied by an individual who acquired it in May 2022.

Source: Clay County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	304 5TH ST, EDGAR, NE 68935-3160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2009 · Amount on File
Deed Sale	Jul 8, 2009 · Amount on File
Deed Document Number	2009795
Deed Book / Page	124 / 504
Last Transfer Date	May 26, 2022
Transfer Doc	0000000720
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	304 5TH ST, EDGAR, NE 68935-3160
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	ADAMS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000253/049
Date	May 21, 2018
Book Page	253/049
Instrument	2018-00482

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	CLAY CENTER, NE 68933

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	304 5TH ST, EDGAR, NE 68935-3160
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000253/007
Date	Apr 30, 2018
Book Page	253/007
Instrument	2018-00421

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	CLAY CENTER, NE 68933

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	304 5TH ST, EDGAR, NE 68935-3160
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 5TH ST, EDGAR, NE 68935-3160

Mortgage

Document Number	000270/170
Date	Sep 6, 2022
Book Page	270/170
Instrument	2022-00967

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 304 5th St was $2,240.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Edgar Township
Municipality	Edgar City
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,710 (-) Land $5,205 Building $126,505	$131,710 (-) Land $5,205 Building $126,505
2025	$2,240.00	$131,710 Land $5,205 Building $126,505	$131,710 Land $5,205 Building $126,505
2023	$1,576.00	$102,530 Land $3,975 Building $98,555	$102,530 Land $3,975 Building $98,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGAR serves 428 people · EPA ID NE3103505
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon, Viaero Wireless.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 5th St

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