304 5th Ave, Clarence, IA 52216 Property Records

Cedar County property record for 304 5th Ave, Clarence, IA 52216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,827 sqft · built 1936
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Nov 2021)
Tax Bill	$2,498 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039003272260110`

Property Details

APN / Parcel Number

Primary APN	`039003272260110`
Alternative APN	`39103900327226011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
Attic	Attic
Attic Area	567 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 5TH AVE
City	CLARENCE
State	IA
Zip	52216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 15 CLARENCE
Legal Subdivision	ORIGINAL TOWN OF CLARENCE
Legal Block	15
Legal Lot Number	2
Jurisdiction	CEDAR IA
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2037
Census Tract	450100

Owner

304 5th Ave is owned and occupied by an individual who bought it in November 2021.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	304 5TH AVE, CLARENCE, IA 52216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNT VERNON BANK & TRUST CO
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit MOUNT VERNON BANK & TRUST CO
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST GATEWAY CU
Oct 21, 2016	Warranty Deed, Transfer
Apr 2, 2010	Warranty Deed, Transfer · FHA Mortgage SKOGMAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Apr 2, 2010 · Amount on File
Deed Document Number	20214535
Deed Book / Page	1622 / 273
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	304 5TH AVE, CLARENCE, IA 52216
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001600/163
Date	Jul 19, 2021
Book Page	1600/163
Instrument	2021 2768

Lender

Name	MOUNT VERNON BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	304 5TH AVE, CLARENCE, IA 52216
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001672/59
Date	Oct 24, 2022
Book Page	1672/59
Instrument	2022 3460

Lender

Name	MOUNT VERNON BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Dec 7, 2022
Property Address	304 5TH AVE, CLARENCE, IA 52216
Document Number	001676/350
Book / Page	1676 / 350
Instrument Date	Nov 27, 2022
Instrument	2022 3905
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 5TH AVE, CLARENCE, IA 52216

Mortgage

Document Number	0020223906
Date	Dec 7, 2022
Instrument	2022 3906

Lender

Name	FIRST GATEWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Oct 21, 2016
Property Address	304 5TH AVE, CLARENCE, IA 52216
Document Number	001336/188
Book / Page	1336 / 188
Instrument Date	Oct 18, 2016
Instrument	2016 3178
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 5TH AVE, CLARENCE, IA 52216

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 2, 2010
Property Address	304 5TH AVE, CLARENCE, IA 52216
Document Number	000991/039
Book / Page	0991 / 039
Instrument Date	Mar 23, 2010
Instrument	2010 0942
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 5TH AVE, CLARENCE, IA 52216

Mortgage

Document Number	0020100943
Date	Apr 2, 2010
Instrument	2010 0943

Lender

Name	SKOGMAN MORTGAGE CO
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 304 5th Ave was $2,498.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Clarence City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00	$172,280 (-) Land $14,260 Building $158,020	$172,280 (-) Land $14,260 Building $158,020
2025	$2,498.00 (+0.97%)	$172,280 Land $14,260 Building $158,020	$172,280 Land $14,260 Building $158,020
2024	$2,474.00
2023		$154,410 (+40.65%) Land $14,260 Building $140,150	$154,410 Land $14,260 Building $140,150
2022	$1,900.00	$109,780 Land $12,470 Building $97,310
2021			$109,780 Land $12,470 Building $97,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARENCE WATER SUPPLY serves 1,039 people · EPA ID IA1630028
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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